Top 29 How Much Money To Bring To Puerto Vallarta Trust The Answer

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How much money will you need for your trip to Puerto Vallarta? You should plan to spend around M$1,527 ($75) per day on your vacation in Puerto Vallarta, which is the average daily price based on the expenses of other visitors.Pesos are essential to maximizing the potential of your stay in Mexico as well as its value. There are many ways to gain access to the country’s national currency, and while North American dollars are widely accepted in Puerto Vallarta, the fact is that pesos carry more weight in the area.U.S. dollar bills (but not coins) are widely accepted in tourist-oriented shops and restaurants in Puerto Vallarta. Pay in pesos where possible, however, for better prices.

Prices in restaurants in Puerto Vallarta.
Meal in a cheap restaurant 125 MXN (50-300)
Meal for 2 People, Mid-range Restaurant, Three-course 850 MXN (500-1,400)
McMeal at McDonalds (or Equivalent Combo Meal) 120 MXN (100-120)
Domestic Beer (0.5 liter draught) 40 MXN (20-50)
Imported Beer (0.33 liter bottle) 73 MXN (40-100)

Contents

Should I bring dollars or pesos to Puerto Vallarta?

Pesos are essential to maximizing the potential of your stay in Mexico as well as its value. There are many ways to gain access to the country’s national currency, and while North American dollars are widely accepted in Puerto Vallarta, the fact is that pesos carry more weight in the area.

Do I need to bring cash to Puerto Vallarta?

U.S. dollar bills (but not coins) are widely accepted in tourist-oriented shops and restaurants in Puerto Vallarta. Pay in pesos where possible, however, for better prices.

How many pesos do you need for a week in Puerto Vallarta?

How much Mexican Peso should I have for one week in Puerto Vallarta? If you want to spend a week in Puerto Vallarta the cost of your stay will be: 240 USD (4,900 MXN) – a cheap stay for 7 days in Puerto Vallarta. 360 USD (7,300 MXN) – a budget travel for 7 days in Puerto Vallarta.

How much does an average meal cost in Puerto Vallarta?

Prices in restaurants in Puerto Vallarta.
Meal in a cheap restaurant 125 MXN (50-300)
Meal for 2 People, Mid-range Restaurant, Three-course 850 MXN (500-1,400)
McMeal at McDonalds (or Equivalent Combo Meal) 120 MXN (100-120)
Domestic Beer (0.5 liter draught) 40 MXN (20-50)
Imported Beer (0.33 liter bottle) 73 MXN (40-100)

Can I tip in USD in Puerto Vallarta?

It’s up to you how much you tip, but the recommended amount in Mexico is between 10% – 20% (15% is a good standard in tourist areas) of the bill or ticket price.

What kind of money do I need in Puerto Vallarta?

The peso is the national currency and is the official payment method in Puerto Vallarta, U.S. dollars are accepted in most important businesses in the city as long as purchases are not too big (under 100 dollars), you’ll receive any difference in pesos at the rate the business has established (normally on a sign, if …

Can I use my debit card in Puerto Vallarta?

Gathering pesos from bank related ATM machines is the method for cash. The credit and ATM/debit cards I use have no foreign transaction fee, which is often 3%. Shop for good cards as they are not hard to find.

How much is the dollar in Puerto Vallarta?

The exchange rate has averaged around 20 pesos to 1 USD in 2021/2022, making it easy for approximate estimates in your head (i.e., 20 pesos equals 1 dollar, 50 pesos equals 2.50 dollars, 100 pesos equals 5 dollars, 200 pesos equals 10 dollars, etc.), but there are multitudes of currency apps to add to your phone for …

How many pesos is a beer in Puerto Vallarta?

Cost of Living in Puerto Vallarta
Restaurants Edit
Meal, Inexpensive Restaurant 102.53MXN
Meal for 2 People, Mid-range Restaurant, Three-course 850.00MXN
McMeal at McDonalds (or Equivalent Combo Meal) 120.00MXN
Domestic Beer (1 pint draught) 40.00MXN

Is $100 a lot of money in Mexico?

With today’s exchange rates, $100 USD is about $1,900 – $2,000 MXN. Compared to wages, $1,900 MXN is about weeks’ worth of salary for most manual labor jobs outside the major cities of Mexico. So for locals that have basic day labor jobs, it is a decent amount of money.

Should I bring pesos or USD to Mexico?

It’s recommended that you buy pesos before you land in Mexico, just in case you need the cash. According to this USA Today article, the most economical way to do this is to buy pesos from your bank in the U.S. Most banks will do this for free, especially if you’re not withdrawing a significant amount of money.

How much money should I take to Mexico for 5 days?

Budget traveler: if you have a tight budget and you pay close attention to what you spend, $35 – $50 per day may be sufficient. Mid-range traveler: If you want it a bit more luxurious where you do a few more expensive activities or stay at nicer accommodations, plan a budget of $50 – $100 per day.

How many pesos is a beer?

Cost of Living in Mexico
Restaurants Edit
Meal for 2 People, Mid-range Restaurant, Three-course 600.00MXN
McMeal at McDonalds (or Equivalent Combo Meal) 120.00MXN
Domestic Beer (1 pint draught) 40.00MXN
Imported Beer (12 oz small bottle) 65.00MXN

Is Puerto Vallarta Mexico expensive?

Is Puerto Vallarta expensive? Yes it is, by Mexican standards. Prices in PV are higher than those in other Mexican cities. But based on what I observed during my visit, it is absolutely possible to visit Puerto Vallarta on a budget!

Is food expensive in Puerto Vallarta?

While meal prices in Puerto Vallarta can vary, the average cost of food in Puerto Vallarta is M$491 per day. Based on the spending habits of previous travelers, when dining out an average meal in Puerto Vallarta should cost around M$197 per person. Breakfast prices are usually a little cheaper than lunch or dinner.

Should I buy pesos before going to Mexico?

It’s recommended that you buy pesos before you land in Mexico, just in case you need the cash. According to this USA Today article, the most economical way to do this is to buy pesos from your bank in the U.S. Most banks will do this for free, especially if you’re not withdrawing a significant amount of money.

Is it better to exchange money in Mexico?

If you need to use cash, go with pesos. Not only is it almost always more favorable to you, but it’s also a kindness to the people you tip. The waiters and maids prefer pesos (yes, I’ve asked them) because it’s a hassle for them to go exchange usd to pesos.

How much is the dollar in Puerto Vallarta?

The exchange rate has averaged around 20 pesos to 1 USD in 2021/2022, making it easy for approximate estimates in your head (i.e., 20 pesos equals 1 dollar, 50 pesos equals 2.50 dollars, 100 pesos equals 5 dollars, 200 pesos equals 10 dollars, etc.), but there are multitudes of currency apps to add to your phone for …

Can I use my debit card in Puerto Vallarta?

Gathering pesos from bank related ATM machines is the method for cash. The credit and ATM/debit cards I use have no foreign transaction fee, which is often 3%. Shop for good cards as they are not hard to find.


How Much Do Things Cost in Mexico?
How Much Do Things Cost in Mexico?


Puerto Vallarta Travel Cost – Average Price of a Vacation to Puerto Vallarta: Food & Meal Budget, Daily & Weekly Expenses | BudgetYourTrip.com

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  • Most searched keywords: Whether you are looking for Puerto Vallarta Travel Cost – Average Price of a Vacation to Puerto Vallarta: Food & Meal Budget, Daily & Weekly Expenses | BudgetYourTrip.com Updating Puerto Vallarta remains a popular tourist destination with Americans, particularly during spring break when students flock to the area. The area is quite beautiful and has many gorgeous beaches, interesting jungles and waterfalls nearby, and no shortage of luxury resorts and four star restaurants.Puerto Vallarta travel prices, Puerto Vallarta, Mexico, prices, costs, cost, budget, travel, trip, Surfing, Scuba Diving, Snorkeling
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Puerto Vallarta Travel Cost - Average Price of a Vacation to Puerto Vallarta: Food & Meal Budget, Daily & Weekly Expenses | BudgetYourTrip.com
Puerto Vallarta Travel Cost – Average Price of a Vacation to Puerto Vallarta: Food & Meal Budget, Daily & Weekly Expenses | BudgetYourTrip.com

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Money Exchange in Puerto Vallarta | Vistalegre Villa Rentals

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  • Table of Contents:

Through Your Bank

Travelers Checks

At the Airport

Local Currency Exchange

From the ATM

MoneyGram and Western Union

General Tips

Vistalegre Rentals

Money Exchange in Puerto Vallarta | Vistalegre Villa Rentals
Money Exchange in Puerto Vallarta | Vistalegre Villa Rentals

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How much does a trip to Puerto Vallarta cost? Daily, 3-days and weekly cost to visit Puerto Vallarta. 2022

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How much does a trip to Puerto Vallarta cost? Daily, 3-days and weekly cost to visit Puerto Vallarta. 2022
How much does a trip to Puerto Vallarta cost? Daily, 3-days and weekly cost to visit Puerto Vallarta. 2022

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Prices in Puerto Vallarta Mexico 2022

How much is a hotel in Puerto Vallarta

Is food expensive in Puerto Vallarta How much does an inexpensive meal cost in Puerto Vallarta

Can you eat cheaply in Puerto Vallarta

How much do you have to pay for a fuel or a taxi in Puerto Vallarta

Is it expensive to live in Puerto Vallarta

What salary do you need to live in Puerto Vallarta

Alcohol prices in Puerto Vallarta

FAQ Puerto Vallarta prices – frequently asked questions

Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency
Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency

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Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency

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Prices in Puerto Vallarta Mexico 2022

How much is a hotel in Puerto Vallarta

Is food expensive in Puerto Vallarta How much does an inexpensive meal cost in Puerto Vallarta

Can you eat cheaply in Puerto Vallarta

How much do you have to pay for a fuel or a taxi in Puerto Vallarta

Is it expensive to live in Puerto Vallarta

What salary do you need to live in Puerto Vallarta

Alcohol prices in Puerto Vallarta

FAQ Puerto Vallarta prices – frequently asked questions

Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency
Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency

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Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency

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  • Summary of article content: Articles about Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency And we budget the equivalent of $100 US per day. Unless you are doing some serious shopping, that should be enough to get you through the day. If you don’t need … …
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Prices in Puerto Vallarta Mexico 2022

How much is a hotel in Puerto Vallarta

Is food expensive in Puerto Vallarta How much does an inexpensive meal cost in Puerto Vallarta

Can you eat cheaply in Puerto Vallarta

How much do you have to pay for a fuel or a taxi in Puerto Vallarta

Is it expensive to live in Puerto Vallarta

What salary do you need to live in Puerto Vallarta

Alcohol prices in Puerto Vallarta

FAQ Puerto Vallarta prices – frequently asked questions

Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency
Prices in Puerto Vallarta July 2022 prices in restaurants, prices of food and drinks, transportation, fuel, apartments, hotels, supermarkets, clothing, currency

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What money should I bring to Puerto Vallarta? – 2022

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What currency should I take to Puerto Vallarta

Should I bring cash to Puerto Vallarta

What kind of cash should I take to Mexico

Are things expensive in Puerto Vallarta

How do I get cash in Puerto Vallarta

Should you exchange money before going to Mexico

How much is the dollar in Puerto Vallarta

How can I avoid ATM fees in Mexico

How much do you tip in Puerto Vallarta

Is $100 a lot of money in Mexico

How much US dollars should I bring to Mexico

Can you tip in US dollars in Mexico

How much is a taco in Puerto Vallarta

What is the average rent in Puerto Vallarta

How much is a bottle of beer in Puerto Vallarta

How much money do I need per day in Puerto Vallarta

Where can I exchange pesos for dollars in Puerto Vallarta

Where can I get pesos

Can I use my debit card in Mexico

Do you tip in Mexico

What money should I bring to Puerto Vallarta? - 2022
What money should I bring to Puerto Vallarta? – 2022

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How much spending money should i take to puerto vallarta? – icsid.org

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Should I take cash to Puerto Vallarta

Should I bring dollars or pesos to Puerto Vallarta

How much money should I bring on my trip to Mexico

Is it expensive to go to Puerto Vallarta

How much cash should I carry in Mexico

How much spending money should I take on vacation

Are things expensive in Puerto Vallarta

Is it better to take cash to Mexico

Should I take cash or card to Mexico

How much is the dollar worth in Puerto Vallarta

What currency is used in Puerto Vallarta

Is $100 a lot of money in Mexico

How much money should I bring to Mexico all inclusive

Is $5 a lot in Mexico

What time of year is best to go to Puerto Vallarta

Where can I get laid in Puerto Vallarta

Where do celebrities stay in Puerto Vallarta

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How much spending money should i take to puerto vallarta? – icsid.org
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Is Puerto Vallarta expensive? Here’s a detailed cost breakdown

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💸Is Puerto Vallarta expensive

💲 Can you use US dollars in Puerto Vallarta

💰 Is Puerto Vallarta cheaper than Cancun

☀️ When is the best time to visit Puerto Vallarta

💵 Puerto Vallarta on a budget US$50 per day

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How much money should I bring to pv for a week : puertovallarta

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Puerto Vallarta Travel Cost – Average Price of a Vacation to Puerto Vallarta: Food & Meal Budget, Daily & Weekly Expenses

How much money will you need for your trip to Puerto Vallarta? You should plan to spend around M$1,527 ($75) per day on your vacation in Puerto Vallarta, which is the average daily price based on the expenses of other visitors. Past travelers have spent, on average, M$491 ($24) on meals for one day and M$256 ($13) on local transportation. Also, the average hotel price in Puerto Vallarta for a couple is M$1,691 ($83). So, a trip to Puerto Vallarta for two people for one week costs on average M$21,374 ($1,055). All of these average travel prices have been collected from other travelers to help you plan your own travel budget.

Puerto Vallarta On a Budget

Sights

Neighborhoods

Activities

Food and Dining

Transportation

Related

Puerto Vallarta remains a popular tourist destination with Americans, particularly during spring break when students flock to the area. The area is quite beautiful and has many gorgeous beaches, interesting jungles and waterfalls nearby, and no shortage of luxury resorts and four star restaurants. Many of the locals speak English and are friendly and open to helping tourists with directions or general information. Puerto Vallarta’s popularity means that its prices are some of the highest in Mexico, particularly during holidays when the area can get quite crowded.Puerto Vallarta’s climate is tropical wet and dry. There is a rainy season from the middle of June through the middle of October, with the highest concentration of rain between July and September. The dry season is during the winter months with minimal cloud cover during February, March, and April. Hurricanes are rare but can occasionally hit Puerto Vallarta.Most people come to Puerto Vallarta for the scenery. The beaches are beautiful, as is the surrounding area. Banderas Bay is one of the largest and deepest bays in the world, and there are view points from many of the surrounding hills. There are beaches in many different areas, each with its own atmosphere and some more remote than others.There are many specific neighborhoods in Puerto Vallarto. One of the most notable is Centro, which is the oldest part of the city. This area’s center is found north of the Cuale River. Emiliano Zapata is south of the Cual and is usually referred to as “Old Town” in most of the tourist information. The city’s largest fish market is in Lazaro Cardenas.The city has recently renovated the boardwalk, which runs from just south of the old town to the middle of the downtown area. It’s lined with plenty of shops, restaurants and hotels and you will find street performers entertaining the crowds as well.Outside of town, to the north, there are stretches of beach with golden sand. The area also has papaya and mango plantations and small villages. To the south of town there is lush, green vegetation and hills that fall into the bay. This area also has many small fishing villages, some of which are only accessible with a boat. To the east of town are the Sierra Madre Mountains and to the west is the Bay of Banderas.Most people head to Puerto Vallarta to relax on the beach, and for this purpose it will not disappoint. For those hoping for a more adventurous vacation, there are plenty of activities and things to do in Puerto Vallarta as well. There are some great beaches for surfing, and scuba diving and snorkeling is a favorite activity for many. You can also head out of town and enjoy a zip line ride as well as a canopy tour through the jungle. Whale watching is also a favorite activity between December in March when you are most likely to spot whales. There are also many places around town to play golf, try your hand at parasailing and enjoy some horseback riding.There is an abundance of food options available around town. For casual meals and for the budget conscious, there are plenty of taco stands. There are also some wonderful rooftop and waterfront restaurants that offer excellent views of the water, but also come at a higher price. We love La Palapa which isn’t too expensive but has nice food and nice views. You’ll find plenty of beach side restaurants, some are a better quality than others, but in general the seafood is quite delicious and not to be missed.Taxis are a common way to travel around Puerto Vallarta. Prices are set and you can find a list of current rates at your hotel. You’ll find a concentration of taxis around the intersection by the liquor outlet in the Centro District. Hotels and travel agencies also offer pickups from the airport, but prices can be high. There are two types of taxis at the airport. The white federal taxis are available as you exit the airport, but these are expensive. If you cross the pedestrian bridge over the highway you can pick up a cheaper yellow taxi.Buses are an easy way to get around town. Bus stops are common and you usually have to wait only a few minutes. The buses can be hot and crowded but only cost about US$.50.Looking for a party hostel in Mexico ? Heading to San Diego or LA

Money Exchange in Puerto Vallarta

Money in Puerto Vallarta

While many establishments in the Puerto Vallarta area accept American or Canadian dollars, there’s no denying that tourists can receive the best exchange rate by converting their money to pesos. This is because local businesses will offer less favorable exchange rates when compared to the national average to offset the costs of exchanging the foreign currency themselves.

Credit and debit cards may appear to represent a reliable workaround as well, but there are a range of issues associated with using these cards during your stay in Puerto Vallarta. One concern is the typically high fees associated with foreign transactions using a credit or debit card, which can approach and exceed 5 percent per transaction.

Another issue is simple compatibility…many of the most worthwhile experiences in Puerto Vallarta are cash driven enterprises, and even those that do rarely accept the cards of smaller issuers like Discover and American Express. This means that lack of preparedness with the correct currency could mean you miss out on a unique opportunity. With this in mind, here are a number of ways you can access pesos for your Mexican vacation using your home country’s currency.

Through Your Bank

Perhaps the best and most convenient way to obtain pesos before your trip is to order them in advance through your bank. Of course, this must be done in advance of your departure from your home country, but is an easy way to ensure you have the currency you need to get the most out of your trip.

Travelers Checks

Some tourists prefer to carry travelers checks as a backup supply of funds, but visitors to Mexico may want to consider another method. Not only are fewer banks issuing and accepting them in recent years, they are also notoriously difficult to change into usable cash in the country as well as in many places around the world.

At the Airport

Airport currency exchange centers are the most immediate and visible resource for travelers in need of a particular form of cash, placed ubiquitously throughout world class airports. They provide the most possible flexibility, allowing you to retain your home currency until your landing on foreign soil while enabling you to leave the airport already equipped with the cash you need.

However, this flexibility comes at a significant cost: exchange rates at airport currency exchange centers are often much less favorable than with currency exchanges performed through other means. Tourists can lose 20 percent or more of their funds in each exchange, making airport currency exchanges into more of an emergency resource for the savvy traveler.

Local Currency Exchange

Fortunately, currency exchanges in town offer much more preferable exchange rates for visitors. Although the relative value of North American dollars against the peso can fluctuate with some regularity, the rate at Puerto Vallarta’s officially sanctioned exchange houses typically follows closely with the official federal exchange rate, making it a good option for currency exchanges once you’ve arrived.

From the ATM

ATM machines, colloquially known as “cajeros” are another reliable resource for accessing pesos in Puerto Vallarta. Although there are relatively few American based banks in this Mexican beach town, withdrawal fees are relatively low and in line with transaction tariffs at American and Canadian ATMs. International transaction fees may also apply to ATM withdrawals, and you should check with your card issuer to learn more about the terms associated with transactions abroad.

Travelers should also ensure their card is approved by the issuer for international use, as issuers overzealous in their efforts at identity protection have been known to freeze he cards of unsuspecting tourists as a result of unexpected transactions outside of their usual location.

MoneyGram and Western Union

These wire transfer services are less than ideal choices as a main resource for accessing your funds as pesos abroad, but can represent a critical lifeline in an emergency situation. These two services allow the instant transfer of cash overseas, and serve as a saving grace for travelers who have encountered unfortunate scenarios such as a lost wallet or lost luggage.

There are relatively high standard fees associated with use of these services, often exceeding $10 per transaction, but for travelers with no other access to funds, it’s an outstanding option. To receive funds sent from abroad, visitors must use their passport to identify themselves at one of the dozens of Western Union or MoneyGram locations in the Puerto Vallarta area.

General Tips

Money in Puerto Vallarta of Mexico

Prices in this book are quoted most often in U.S. dollars. Some services in Mexico quote prices in dollars, others in pesos. Because of the current fluctuation in the dollar/peso market, prices may be different from those listed here, but we’ve done our best to give accurate rates.

A stay in one of Puerto Vallarta’s top hotels can cost more than $350, but if you aren’t wedded to standard creature comforts, you can spend as little as $40 a day on room, board, and local transportation. Lodgings are less expensive in the charming but unsophisticated mountain towns like San Sebastián del Oeste.

You can get away with a tab of $50 for two at a wonderful restaurant (although it’s also easy to pay more). The good news is that there are hotels and eateries for every budget, and inexpensive doesn’t necessarily mean bargain basement. This guide recommends some excellent places to stay, eat, and play for extremely reasonable prices.

Prices throughout this guide are given for adults. Substantially reduced fees are almost always available for children, students, and senior citizens.

ATMs and Banks

ATMs (cajeros automáticos) are widely available, with Star, Cirrus, and Plus the most frequently found networks. Your own bank will probably charge a fee for using ATMs abroad; the foreign bank you use may also charge a fee. You’ll usually get a better rate of exchange at an ATM, however, than you will at a currency-exchange office or at a teller window. And extracting funds as you need them is a safer option than carrying around a large amount of cash.

Many Mexican ATMs cannot accept PINs with more than four digits. If yours is longer, change your PIN to four digits before you leave home. If your PIN is fine yet your transaction still can’t be completed, chances are that the computer lines are busy or that the machine has run out of money or is being serviced. Don’t give up.

For cash advances, plan to use Visa or MasterCard, as many Mexican ATMs don’t accept American Express. Cash advances are allowed at most local ATMs, however it’s the most expensive way to get your money. It may be better to leave cash advances just for emergencies. Large banks with reliable ATMs include Banamex, HSBC, BBVA Bancomer, Santander, Banorte, and Scotiabank Inverlat. Some banks no longer exchange traveler’s checks; if you carry these, make sure they are in smaller denominations ($20s or $50s) to make it more likely that hotels or shops will accept them if need be. Travelers must have their passport or other official identification in order to change traveler’s checks.

Banks

Banamex (Calle Juárez, at Calle Zaragoza, El Centro, Puerto Vallarta, Jalisco, 48300. 322/226–6110. www.banamex.com. Plaza Peninsula, Av. Francisco Medina Ascensio 2485, Zona Hotelera, 48300. 322/226–6103. Plaza Caracol L-31, Av. Francisco Medina Ascencio s/n, Zona Hotelera, 48310. 322/224–8710.)

Banorte (Paseo Díaz Ordáz 690 at Calle Josefa Ortiz. de Domínguez, El Centro, Puerto Vallarta, Jalisco, 48300. 322/222–3210. www.banorte.com. Plaza Lago Real, Calle Tepic 430 Ote, Nuevo Vallarta, Nayarit, 63738. 322/223–7796. Bd. Francisco M. Ascencio 500, Zona Hotelera, 48330. 01800/226–6783.)

Credit Cards

Credit cards are accepted in Puerto Vallarta and at major hotels and restaurants in outlying areas. Smaller, less expensive restaurants and shops tend to take only cash. In general, credit cards aren’t accepted in small towns and villages, except in some hotels. The most widely accepted cards are MasterCard and Visa.

When shopping, you can often get better prices if you pay with cash, particularly in small shops. But you’ll receive wholesale exchange rates when you make purchases with credit cards. These exchange rates are usually better than those that banks give you for changing money. U.S. banks charge their customers a foreign transaction fee for using their credit card abroad. The decision to pay cash or to use a credit card might depend on whether the establishment in which you are making a purchase finds bargaining for prices acceptable, and whether you want the safety net of your card’s purchase protection. To avoid fraud or errors, it’s wise to make sure that “pesos” is clearly marked on all credit-card receipts.

Before you leave for Mexico, contact your credit-card company to alert them to your travel plans and to get lost-card phone numbers that work in Mexico; the standard toll-free numbers often don’t work abroad. Carry these numbers separately from your wallet so you’ll have them if you need to call to report lost or stolen cards. American Express, MasterCard, and Visa note the international number for card-replacement calls on the back of their cards.

Currency and Exchange

Mexican currency comes in denominations of 20-, 50-, 100-, 200-, and 500-peso bills. Coins come in denominations of 1, 2, 5, 10, and 20 pesos and 20 and 50 centavos. (Twenty-centavo coins are only rarely seen.) Many of the coins are very similar, so check carefully; bills, however, are different colors and easily distinguished.

U.S. dollar bills (but not coins) are widely accepted in tourist-oriented shops and restaurants in Puerto Vallarta. Pay in pesos where possible, however, for better prices. Although in larger hotels U.S. dollars are welcome as tips, it’s generally better to tip in pesos so that service personnel don’t have to go to the bank to exchange currency.

At this writing, the exchange rate was 13.43 pesos to the U.S. dollar. ATM transaction fees may be higher abroad than at home, but ATM exchange rates are the best because they’re based on wholesale rates offered only by major banks. Most ATMs allow a maximum withdrawal of $300 to $400 per transaction. Banks and casas de cambio (money-exchange bureaus) have the second-best exchange rates. The difference from one place to another is usually only a few pesos.

Some banks change money on weekdays only until 1 or 3 pm (though they stay open until 4 or 5, or later). Casas de cambio generally stay open until 6 or later and often operate on weekends; they usually have competitive rates and much shorter lines. By law, no more than $300 can be exchanged per person per day, so plan in advance. Some hotels exchange money, but they give a poor exchange rate.

You can do well at most airport exchange booths, though not as well as at the ATMs. You’ll do even worse at bus stations, in hotels, in restaurants, or in stores.

When changing money, count your bills before leaving the window of the bank or casa de cambio, and don’t accept any partially torn or taped-together notes: You won’t be able to use them anywhere. Also, many shop and restaurant owners are unable to make change for large bills. Enough of these encounters may compel you to request billetes chicos (small bills) when you exchange money. It’s wise to have a cache of smaller bills and coins to use at these more humble establishments to avoid having to wait around while the merchant runs off to seek change.

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