Hot Keno Numbers Massachusetts? Quick Answer

The Megakeno Statewide progressive 10 spot is nearing $2.1 million and the Atlantis Casino in Reno’s 9 spot progressive is over $1.4 million.

Today I will focus on 5 points. The 5 spot pays well at very reasonable odds. On average, you hit a 5-point benchmark about every 1,551 games. It becomes a reasonable destination for a few days stay. Casinos typically pay anywhere from $720 to $1,000 for a solid 5 out of 5 for your dollar bet. At the 80-cent rate offered at some downtown Las Vegas casinos, the payout is $800 for a solid 5.

Personally, I like the following all-king ticket to hitting a solid 5: Play six numbers, all kings (a single group of numbers). At 80 cents way you have a 6 and six 5s for a total ticket price of $5.60. If you hit 5 out of 6, you have your solid 5. However, the odds for 5 out of 6 are only around 325 to 1. So on a multi-day stay, playing several hours a day, that’s a hit of 5 – of -6 is quite probable.

You could even hit all six (odds 7782:1) and go really big. If you hit five numbers, you also have 5 of 6 and five 4 of 5 for an 80 cent bet. So you get $60 for the 5 out of 6, $800 for the solid 5, and $6 for each of the five 4 out of 5 for a total of $890.

Hitting all six will win you $1,000 for the solid 6 ($1,200 if you’re playing The D) and six times $800 for each of the six solid 5s you hit, for a total of $5,800. The odds of hitting a 4 out of 6 are about 35 to 1, so you’ll likely hit this multiple times during your stay. You would get $2 for 4 of 6, $6 twice for your two 4 of 5 and 80 cents for the four 3 of 5 you will hit, for a total of $17.20 or triple your stake back.

Hit 3 out of 6 (odds of 11:1) and you still get something back; 80 cents for the 4 of 6 and 80 cents each for the three 3 of 5 for a total of $3.20. So you get more than half of your stake back.

Want something wilder? Go 20 cents a way where it’s legal and play seven kings for the 5s, 6s and 7s. You would have a 7, seven 6s and 21 fives for a total ticket cost of $5.80. If you want, play the 6 for 40 cents, while the other choices are for 20 cents, giving you a $6 ticket.

If you hit all 7 (roughly 41,000:1 odds), you’ll also hit seven sixes and 21 fives and win handsomely. Hit 6/7 (odds just over 1300:1) and in addition to that one solid 6, you’ll also be paid for 6/7 and six 5/6s.

You also get paid for six solid 5s and 15 4-of-5s. Hit five and you have a solid 5 of 7, two 5 of 6 and 20 4 of 5. The odds of a 5 of 7 are about 115:1, no shame. You still get paid for matching four or even three numbers.

Here’s how to see the true power of the king ticket. Keno is played at a rate you can afford, you can hit some really nice wins and there’s plenty of action. Hope it works for you!

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Keno Strategy: Tips for Better Odds at Keno

September 20, 2019 Giovanni Angioni

Keno players are looking for ways to win a lot more than they should

Combinatronics can “solve” the Keno game.

can “solve” the keno game Use the formula in this article to calculate your expected return (ER) when playing real money keno games

Keno: you hate it or you love it.

Some casino games are just that – you either enjoy endless sessions regardless of the house edge and your odds of winning…

… or even 50 seconds at the table feels like a lifetime.

The game of keno is one of them.

Some play keno for hours at land-based and online casinos, while others still wonder why a game like this is allowed on the casino floor.

I am writing this guide assuming you are of the first type.

You shouldn’t be looking for the basics of keno strategy if you didn’t intend to play keno online.

What can you expect from this article?

I’ll tell you what this article is not:

This is not a guide for beginners who don’t know what keno is.

If you’ve never played this game before, you don’t need my keno strategy tips. You will need this other guide to playing keno in order to start playing.

It is also not a guide to choosing lucky numbers to win at keno every time you play.

Please do not buy keno numbers online. Nothing good happens to those who do.

Even the best keno strategy or system cannot guarantee a 100 percent win rate. The collections of hot and lucky keno numbers you see online are irrelevant.

Keno is a game of chance. It’s interesting, fast-paced and loud. But it’s unpredictable.

I also don’t intend to tell you how to select lucky keno numbers to increase your chances of winning.

However, I have more than a few keno strategy tips to share with us that will help you increase your chances of winning.

are you ready to start

Keno is not for fools

Many self-proclaimed professional players call keno “a game for morons” because of its horrendous house edge.

While this is theoretically correct (the 25 to 40 percent house edge on some keno games is almost criminal in fact), those who understand gambling know that keno offers good value for money.

Do you see the contradiction here?

On the one hand, the house edge is large enough to show that you’re likely to lose often and never hit the life-changing jackpot that the screen promises you.

But then – think about how you play keno.

A full keno game can take up to 10 minutes from start to finish and may not cost you more than $1 or $2 to play.

All the while, you’ll be treated like royalty, with complimentary drinks and snacks flowing to your seat. That’s because casinos love keno players.

Now think about slot machines.

At an average of six seconds per spin, how far will you get $1 or $10?

Keno is a great game to relax and fantasize about big and semi-impossible wins. It’s a game for dreamers who want something interesting but don’t want to spend an unreasonable amount of money.

Make sure you get a bonus for playing keno

While land-based casinos treat you to drinks and snacks, online keno sites keep you busy with bonuses and promotions on their pages.

As a keno player, you must spend some time looking around for the best keno deals as long as they come from reputable and trusted names.

Get €500 to Play Keno Sign up for a free account to activate a 100% Keno Bonus! Get up to €500 to play online and test your Keno strategy! Play Now

Finding the right bonus to play with doesn’t seem like an important part of effective keno strategy, especially when you think it’s all about lucky numbers.

But the extra bonus money you get when you sign up to play at a good online casino is the best way to play some extra games and see if your numbers come up.

To do this well, you need to do some research and not rely on the usual suspects.

Since online keno is not the most popular gambling game in the world, the sites that specialize in it are often niche sites.

Take CasinoMulti for example.

While this may not be the most well-known gaming site in the world, their welcome bonus gives you up to €500 to play keno online, and that’s a lot.

Hallovalot if you ask me.

Especially when you see how many different keno games you can play there. Your offer is impressive.

See for yourself. Register a free account to access the lobby and see how many (and how good) the online keno games are.

Play free keno games online

Keno games are so cheap that most sites don’t offer a free version of this game. If you don’t pay, you can’t play.

That’s not what I like about CasinoMulti.

Before this article gets too much into serenading this casino (which it isn’t), let me tell you this:

You can play 13 keno games for free when you register and play for interesting.

CasinoMulti is the only site that offers so many free keno games. So I think they deserve praise.

Through the free games you can:

apply the following strategy tips

understanding Combinatronics is a real thing

is a Real Thing Accept that keno numbers will come whenever they feel like it – not when you ask them to.

Here is a handy list of 13 keno games that can be played for free and for real money:

Cold numbers you say?

Don’t base your keno strategy on hot and cold numbers unless you want to be sure you’re keeping your money at the casino.

Whether you use the quick pick feature available at most online casinos or focus on your child’s birthday, you have an equal chance of winning.

That’s not to say that you should just use the quick pick option every time you play. Part of what makes keno interesting is the idea of ​​calling luck with what we hold dear.

So make every game special.

Write down a list of numbers that mean something to you, maybe have each group challenge each other and note how often one beats the other, and don’t worry too much about the results.

With lottery-like games like keno, all you have to do is sit back and wait for the numbers to be drawn.

Tickets for multiple races

The best way to save some time, especially if you plan on playing the same numbers again, is to select the Multi Race Cards that most online keno sites offer you.

The multi-race cards allow you to play the same numbers across a series of consecutive keno games.

Multi-race cards don’t increase your chances of winning at Keno, but rather help you save time and save you the hassle of having to click the same numbers over and over again.

Odds of winning at Keno

Your interest in keno strategy tells me that you don’t know much about keno odds and your true chances of winning big at this casino game.

**Spoiler Alert: These Numbers Might Kill Your Love of Keno**

But since I promised to tell you everything you need to know about playing keno with the best strategy, let’s take a look at some scary numbers.

What are the odds of hitting all 20 numbers?

The key to winning big and taking home the seven-figure grand prize offered in many keno games is playing for 20 numbers and hitting them all. So the question is: how likely is that?

To paraphrase Joan Kung, “Learning math helps us be virtuous.”

The numbers show that there are 3,535,316,142,212,172,000 different ways to select a group of 20 numbers out of a total of 80 numbers.

In theory, you have more chances of winning roulette by throwing your chips at the table while blindfolded than you do by matching 20 numbers and hitting the jackpot in keno.

But you don’t have to play all 20 numbers, do you?

If the 20-point ticket is not included in our games for obvious reasons, let’s see what happens when you play keno with a 6-point ticket.

Your chances of winning increase (but don’t jump out of your chair just yet).

Payout $1 BET -Probability 0 – 0.16602 1 in 6 1 – 0.36349 1 in 2.75 2 – 0.30832 1 in 3.25 3 $1 0.12982 1 in 7.7 4 $5 0 .02854 1 in 35 $5 75 0.00310 1 in 322.5 6 $2,000 0.00013 1 in 7.96222

When you add up the probabilities of catching 0, 1, or 2 numbers (the three cases where you don’t win anything), it gets a little sad.

That’s because you find that you have an 83.78% chance of losing your game. Not to mention the 13% on the table, because then you won’t win more than your original stake.

This is why a good bonus is SO important.

By adding bonus money to your bankroll, you fund your losing games in the hope that when Lady Luck decides to smile at you, it will be with a win of 4, 5 or 6 numbers.

In case you are curious to see the odds of hitting all numbers, including those between 6 and 20, the table below is for you:

Hits odds 0 1 in 843.380 (0.11857057%) 1 1 in 86.446 (1,15678605%) 2 1 in 20.115 (4,97142576%) 3 1 in 8,009 (12.48637168%) 4 1 in 4,877 (20.50318987%) 5 1 in 4,287 (23.3280%) 6 1 in 5,258 (19.01745147%) 7 1 in 8,826 (11.32954556%) 8 1 in 20.055 (4,98618021%) 9 1 in 61.420 (1,62814048%) 10 1 in 253,801 (0.39401000%) 11 1 in 1.423.822) in 10,968.701 (0.00911685%) 13 1 in 118,084.920 (0.00084685%) 14 1 in 1,821,881.628 (0.00005489%) 15 1 in 41,751,453.986 (0.00000240%) 16 1 in 1,496,372,110.872 (0.00000007%) 17 1 in 90,624,035,964.712 18 1 in 10,512,388,171,906.553 19 1 in 2,946,096,785,176,811.500 20 1 of 3,535,316,142,212,173,800,000

Cold / hot numbers in keno

Since I mentioned them earlier, let’s dig a little deeper into the concepts of cold numbers and hot numbers in keno.

Cold Numbers: These are the less frequently drawn numbers. Normally a number is added to the cold numbers list if it has not been drawn 15 times in a row.

Hot Numbers: These are the numbers that are drawn the most frequently in a sequence of five keno games. Some will tell you that there are numbers hotter than others: don’t believe them. It is not true.

Combinatronics wins at keno

This is where things get a little more complicated. If you’ve made it to this part of my keno strategy guide, take a deep breath and get ready to swim through numbers and calculations.

What is combitronics? “Combinatorics is a branch of mathematics about counting – combinatorics can help us count the number of orders in which something can happen.” (Source: Mathigon)

I won’t go into all the details of combinatorics (after all, even MIT says it’s not an easy task to define), but I want you to learn the following:

The way keno works allows you to calculate your expected return every time you play – and that doesn’t happen often in gambling.

Combinatronics helps calculate the different ways you can arrange part of a larger group of elements – this is what happens with the numbers in keno:

There are 80 of them, but only 20 will help create a winning combination.

After using Combinatronics to understand probabilities in keno, you can calculate the expected return (ER) and find out how much money you are likely to win (or lose) over a given number of games.

How to calculate: ER = payoff x probability

Using an example from Andrew Brisman’s always useful Mensa Guide to Casino Gambling (read here), we can proceed to calculate the E (expectancy), the exact amount of money we can expect to have over the long term on a given bet:

Win Points Payout Probability Expected Return 3 1 $0.0839 0.0839 4 11 $0.0121 0.1331 5 750 $0.000645 0.4838 Total ER: 0.7008

For the table above we have this:

E = Total ER – Bet Amount: 0.7008 – 1 = 0.2992

(And that’s how you calculate the house edge, which is 29.92%)

Play keno online

This concludes our journey through the bizarre world of keno strategy.

If you have any questions, comments or would like to talk about Combinatronics and its uses to win at keno, please feel free to leave a comment below – I’d love to talk to you about keno and keno strategy.

Otherwise just play!

(Quote Mad Men: Season 5, Episode 8)

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Let’s talk keno! It is a game similar to a lottery and is offered in countless modern casinos. Whether you’re hearing about it for the first time or you’re already a seasoned player, this odds guide could be very welcome in your life.

Unlike more modern casino games like roulette, this game is quite old. It is at least 2,000 years old and its origins can be traced back to China. The name and ticket layout may have changed, but the game is pretty much the same.

Will knowing his story still affect your chances of winning at keno? Probably not. However, now that we know the rules and how probability works well, let’s start with the basics. By the end, you should be pretty knowledgeable about keno odds and be set to win some cash!

Keno explained

Players need cards or tickets to play this game, similar to bingo or lotto. The cards contain numbers, typically between 1 and 80, in squares. As a player, you can choose the numbers you want (the limits depend on the game variant).

After you’ve chosen your numbers, preferably based on your keno odds, it’s time to register your ticket and pay the appropriate amount for your bet. The Keno paytable shows you how much money you can make by correctly guessing a certain number of numbers.

In keno, the odds represent your chances that your selection will match the numbers chosen, and these will improve if you don’t overdo it with your selection. For example, if you guess 8 numbers out of 8 selected, you will get a bigger payout than if you had selected 15 numbers but only got 8 of them right.

Keno: land-based or online

Like all games of chance, keno has an online version. Much like your odds of winning at slots or blackjack, the odds of winning at keno are slightly different than the land-based variant due to the system used to determine outcomes.

The main difference between virtual and physical keno games is the house edge. You probably already know that the house edge (also known as vigorish or more commonly vig) is the casino’s profit expressed as a percentage of the player’s bet.

Playing online gives you the best keno odds as the house edge is usually smaller than in traditional keno. The house edge in physical venues is often around 30-35% of your stake, while in online keno you can find variations with a house edge as low as 5%.

If you enjoy the experience more than the winnings, don’t worry! You can also achieve this with online keno. While nothing can really replace the authentic casino experience, VR lets you get close – enjoy the superior odds from the comfort of your own home! To emulate the social aspects of playing keno at a casino, you can use live chat to connect with other players. It might not feel exactly like the original, but it’s a nice touch!

How to Play Keno – A step-by-step guide

First we’ll break down the rules and then explain how they relate to keno odds. Here’s how the process works:

Start by choosing your favorite numbers between 1-80. In the regular Keno variant you can select up to 15 options.

Write your bet amount on your bet slip and return your bet slip and money to the Keno station.

Get your keno ticket at the train station.

Wait for the 20 keno numbers to be selected. Who knows? Maybe you have good keno odds.

After all numbers have been selected, check how many you have on your ticket.

Keno Terms

To learn more about keno odds, let’s look at some basic keno terms to keep in mind.

Term Explanation Keno Spot These are the numbers you pick, sometimes just called “spots”. Hot Keno Numbers The numbers that have been drawn in recent games. Not all game variants show this. Cold Keno Numbers The numbers that have not appeared in recent games. Some people think that choosing these will give you better keno odds. Again, not all games show these. Match/Catch When a number that you have on your ticket is drawn. Catch All When all the numbers on your ticket have been drawn. Catch Zero If none of the numbers on your ticket are drawn; Some casinos even have payouts for it. Total Limit The maximum payout for a single round of keno.

Keno odds for a standard game

If you’ve been wondering how to determine your keno winning probability, we’re here to explain all the controllable factors. However, as with most casino games, luck plays a big part in the outcomes.

A number

Luckily, keno odds are fairly easy to calculate, and this is especially true for small selections. Some casinos even let you pick just one number out of all 80. When you are at one of these casinos your odds of picking a single number and winning among the 20 are one in four.

Two numbers

With two numbers picked, your keno number odds are 1 in 17 of matching both numbers. Remember that in the typical variant of Keno, a total of 20 balls are drawn.

Three numbers

Suppose you have decided to mark three numbers on your ticket. The probability of hitting the numbers and your odds of winning keno are as follows: 1 in 73 for hitting all three numbers and 1 in 8 for at least two numbers.

Four numbers

When it comes to picking four spots on your keno ticket, your luck looks like this: There are 1 in 327 chances that you will hit all four numbers, 1 in 24 for three out of four numbers, and 1 in 5 for matching two from that.

Five numbers

Go Big or Go Home! (Unless you’re playing online and you’re already home. Hah!) Of course, your odds of winning keno by hitting all five numbers aren’t that great, but hey, you could be so lucky!

With five numbers your odds are 1 in 1,551, with four – 1 in 83 and with three – 1 in 12.

Six to 10 numbers

Here are the keno number odds for marking a minimum of six and a maximum of 10 numbers on your card.

Keno spots

(Selected Numbers) Equal Numbers Odds 6 6 1 in 7,753 5 1 in 324 4 1 in 36 3 1 in 8 7 7 1 in 40,980 6 1 in 1,366 5 1 in 116 4 1 in 20 3 1 in 6 8 8 1 in 230,115 7 1 of 6,233 6 1 of 423 5 1 of 55 4 1 of 13 9 9 1 of 1,380,688 8 1 of 30,682 7 1 of 1,691 6 1 of 175 5 1 of 31 4 1 of 9 10 10 1 of 8,911,712 9 1 of 16 8 1 of 7,385 7 1 of 621 6 1 of 88 5 1 of 20 0 1 of 22

Keno Variations

Don’t be confused if you come across a keno game that doesn’t work with the standard 80-20 ball system. We’re here to guide you through the most popular keno variants and the best odds for each one.

Packed Keno odds

In this version, if you buy more tickets, you will get your tickets for less money. However, in this type of keno, the odds are the same as usual.

Caveman Keno Odds

Caveman Keno doesn’t require you to learn many new rules if you already know regular Keno. It will give you some multipliers though! You still choose your numbers, but the computer also chooses numbers.

Before the game begins, the computer selects three numbers in addition to your numbers. If at least two computer-selected numbers are among the 20 numbers drawn, you receive a multiplier on your win.

Club Keno Odds

If you want more of a fast-paced game, Club Keno is for you! Here you can select up to 10 numbers and bets per draw start at $1, then $2, $3, $4, $5, $10, up to $20. You can also choose an option called “Easy Pick” where the numbers are randomly selected for you. This is a variant of Keno with great odds and payouts!

Cleopatra Keno Odds

If you want to try your luck with video keno odds, the Cleopatra version of the game is perfect for you! With this you can win 12 free spins if the last ball drawn contributes to winning the round. On top of that, all winnings in free spins are doubled!

Conclusion

Hopefully our in-depth guide can help you the next time you decide to play keno. However, remember that this is a game of chance and sometimes there is not much you can do to affect your keno odds.

On the other hand, today might be the day when luck smiles on you!

FAQ

What are the best odds at Keno?

Because it is a game of chance, winning is never guaranteed. There are no specific strategies, but you can improve your circumstances to create the best possible odds. You should:

Find games with high payout percentages.

Choose between four and eight numbers.

The best odds for keno can be found at online casinos, as the house edge there is lower than in land-based venues.

If you can, play free or bonus rounds first before wagering real money.

What are the odds of hitting 7 out of 7 in keno?

The probability that all of your seven numbers will match the numbers drawn is 1 in 40,980.

What are the odds of getting ten numbers in keno?

Your odds of hitting each of the ten choices you make are 1 in 8,911,712.

What are the odds of hitting a 5 point in keno?

If you only picked five numbers on your slip, your odds are pretty good: 1 in 1,551.

What are the odds of hitting a 3-point in Keno?

If you chose to mark only three numbers on your keno ticket, you have a 1 in 73 chance of hitting all three numbers. Starting out nice and easy is always a great idea!

What are the odds of hitting four numbers in keno?

General keno guidelines suggest making a four to eight number selection. This means your keno odds are between 1 in 327 for 4/4 and 1 in 230,115 for 8/8.

Prices start at $2 depending on how many numbers you want to play. If you play the maximum 10 numbers and match all 10, you win $250,000 multiplied by your stake – remember that there is a $1 million maximum prize fund for each draw and if this is exceeded, all prizes go to 7 out of 7 correct numbers, 8 out of 8, 9 out of 9 and 10 out of 10 numbers are scaled back.

Learn to calculate the odds of winning at Keno

The purpose of this video is to answer the questions:

What are the keno rules?

What are the chances of winning?

What is the payout to the player for this bet?

Hello, this is Mike and you are going to learn how to calculate odds in keno. Keno is a really simple game. To quickly progress through the rules, the player selects 2 to 10 numbers from a range of 1 to 80, after the player has finished the game selects 20 numbers from a range of 1 to 80.

The player will be paid after…

…the number of balls that match the player’s picks. For example, I picked five numbers, I only got two right, so I didn’t win anything. If you pick five numbers, you must match at least three to win anything.

Okay, so this time I got three of them right: the 17, 25, and 56. I won $3 based on a $1 bet, and if I say win, I got that back. In keno, all wins are on a “for one” basis, which means that even if you win, you won’t get your original stake back. So if you won one, it would really just be like getting your original bet back like a push.

Click View Payment

This will show you the entire paytable according to the number of marks you have selected. For example, if you picked 10 numbers and got 5 of them right, you win 5. If you got 6 right, you win 24. If you got 7 right, 146 and so on.

This game by the way:

can be found on videopoker.com and my friends there kindly allowed me to use their game for this video. Let’s jump in and show you how to do the math.

Before I get into the math of keno

Let me introduce a few features you need to understand to go further. One of these is called the factorial function, and it’s simply the product of any integer from one to the number you’re taking a factorial of. For example, five factorial equals one, times two, times three, times four, times five, which is 120.

What is the practical use of this?

It’s simply the number of ways you can arrange n objects. For example, the number of ways you could arrange the numbers 1 through 5 is 120.

Next we go to the combination function

This is the number of ways you can choose Y things from X items. For example, at El Pollo Loco there are eight side dishes and you may choose three of them.

How many different ways could you choose three items out of eight?

The way you would express that is three, choose eight, and the formula there is X factorial divided by Y factorial divided by X – Y factorial where X is the number of elements and Y is the number of choices it is.

For example, in the El Pollo Loco example, where there are eight side dishes and you can choose three, the number of combinations is eight factorials divided by eight minus three factorials, which is five factorials divided by three factorials, which is 56 I believe .

For my next example, let’s calculate the odds in the case of Pick Five:

If the player gets all five correct, he wins 838. The number of possibilities that can happen is 20, choose 5, which equals 15,504. The number of ways the player can get four correct numbers, which pays 13, is equal to the number of ways the player can choose 4 out of the 20 winning numbers, or 20 4 times the chance that he can choose the losing number . That equates to 290,700.

The lowest win is getting three out of five correct numbers, so the number of combinations the player can use to pick three out of the 20 winning numbers is 20 times the number of ways the player can pick two out of the 60 can select numbers to lose, and that equates to 2,017,800.

Now…

We don’t actually need to calculate the number of lost computations implicitly. Let’s just determine the total number of all winning and losing combinations. This is simply the number of ways the player can pick 5 numbers out of 80, since there are 80 numbers and the player must pick 5 of them. This corresponds to 24,040,016.

Next, we multiply the payouts by the combinations to get.

Again, the combinations of returns, or the amount the player will get back if we go through a cycle of all the possibilities of anything that could happen. 838 times 15,504 is 12,992,352. 13 times 290,700 is 3,779,100. 3 times 2,017,800 is 6,053,400.

We take the sum of all these combinations of returns and we get 22,824,852. In other words, if the player plays this game 24,040,016 and $1 each time, he could expect to get $22,824,852 back. When we calculate its return, it’s simply the 22 million number divided by the 24 million number, which is 94.95%.

Another way of saying this is…

The player can expect to receive almost 95% of their money bet and the other 5.05% will be retained by the game or the casino. I should add that this is a very generous paytable here. That’s as generous as it gets. Most of the time the paytable is lower, you win less, which shows how important it is to look around for a good paytable.

Finally

Let’s look at the odds selected in Keno in Excel. The number of ways the player can choose 10 out of 10 correctly is equal to the number of ways the player can choose 10 out of the 20 numbers drawn, which equals 184,756.

The number of ways the player can get 9 out of 10 right is 20. Choose 9 times 60 for the one wrong number. A general formula for any number of correct catches is 20, choose the number of those catches times 60, choose the number of wrong picks, which can be expressed here as follows:

We can just copy and paste that. Let’s copy and paste it as well to see if I got it right. Yes.

I won’t bother to calculate the number of lost combinations, just the total number of combinations, ie the number of ways the player can choose 10 numbers out of the full 80. The win is the combinations multiplied by the win.

Let’s copy and paste that and take the total

If the player has played this 1,646,492,110,120 times, they can expect to get back $1,534,456,875,040 on average. What is the value of his bet? Well, let’s express that as a percentage. That is 93.2%. In other words, for every dollar the player bets, they can expect to get 93.2% of it back and the other 6.8% goes to the casino.

I could remind you again…

…that not every paytable is so generous. In fact, this is the most generous. Often that 24 is a 23 or less. This 146 is often less. However, the big wages are usually the same. Again, I can’t stress this enough, browse for the good paytables.

Finally, I hope you will do me a favor and let me put my website here. It has a cornucopia of keno resources starting with this keno game. You can select 1 to 15 numbers. You can choose the numbers yourself or make a quick selection. You can also set it to autoplay.

We also have a number of keno machines. I’m just showing you this for plain old keno. Let’s pick the 10 paytable I just made. You may recall that getting 10 right pays 10,000. Nine pays 45,000. Eight pays 1,000. Seven pays 146. Six pays 24. Five pays 5. Click calculate and there we see everything. The probability of each win, frequency, variants. Here we see the return.

The bottom line…

… here is the same 91.2%. I hope you can see this little number that I showed you how to calculate yourself. I’m just not talking about regular keno. I am talking about Power Keno, Super Keno, Cleopatra Keno, Caveman Keno, Caveman Keno Plus, Extra Draw Keno, Triple Power Keno.

I point out resources about the return of all sorts of games and paytables that you can plausibly find here in Las Vegas, keno polls on who has the best games here in Vegas, and a whole host of internal links about keno. I say a lot about keno because honestly, the math is pretty simple.

Good. I think this video has gone on long enough. Thank you for watching. See you next time.

1 INTRODUCTION

This OLG.ca Player Agreement – OLG.ca Terms of Use sets out the terms governing use of OLG.ca’s online gaming platform. By checking the “Accept” box, an intended player, prospective player or a player confirms that they understand and agree to the terms of this Agreement. If a prospective player, prospective player, or player does not agree to any of the terms of this Agreement, the individual is not permitted (i) to register an account with OLG.ca, and (ii) if the individual already has a player account (as defined in Section 2 below) is prohibited from logging into its Player Account and playing any Games or purchasing any Products offered on or through OLG.ca.

OLG reserves the right to revise this Agreement from time to time as OLG, in its sole discretion, deems appropriate. OLG will post a notice on OLG.ca notifying players when this Agreement is revised and prospective players (prior to registering an account with OLG.ca), intended players (prior to completing registration for a player account), and Players (before logging into their player account) must acknowledge and agree to the revised Terms and Conditions from and after this date. Each potential player, intended player and player is responsible for familiarizing themselves with all of the terms of this Agreement and ensuring that they understand and accept them before registering an account with OLG.ca or logging into their player account.

In the event of any prospective player, prospective player, or player who violates or otherwise fails to comply with the terms of this Agreement, OLG shall have the right to exercise any or all of the remedies described in this Agreement or otherwise available at law or in equity. Such remedies may include, for example, (i) the right to terminate a prospective player, prospective player or player’s entitlement to register or maintain a player account, (ii) suspend, suspend and/or deactivate a player account, and (iii ) retain any or all Unused Funds (as defined in Section 2 below) associated with a Player Account.

THIS IS AN IMPORTANT DOCUMENT THAT GIVES UP SOME OF YOUR RIGHTS, PLEASE READ CAREFULLY. THIS AGREEMENT CONTAINS LIMITATIONS OF LIABILITY, INCLUDING THE LIMITATION OF LIABILITY OF OLG TO YOU FOR NEGLIGENCE.

2 DEFINITIONS

The following terms have their respective meanings given below, and grammatical variations of these terms have corresponding meanings:

“AGCO” means the Alcohol and Gaming Commission of Ontario and its successor in title;

“AGCO Standards” means the Registrar’s Standards for Gaming and the Registrar’s Standards for Gaming: Lottery Sector as prepared and issued by AGCO’s Registrar, as amended or replaced from time to time;

“AGCO iGaming Standards” means the Internet Gaming Registrar’s standards;

“Agreement” means this Player Agreement – ​​OLG.ca Terms of Service, as amended or superseded by OLG from time to time;

“Bonus Funds” means a nominal amount of Canadian Dollars loaded into a Player’s Account by OLG. Subject to the applicable Bonus Funds Terms, Bonus Funds may be used by a Player to play pay-to-play games or draw-based lottery games played online, or both, at no cost to the Player;

“Bonus Funds Terms” has the meaning set out in Section 8.1. Subject to Section 3 of this Agreement, the Bonus Funds Terms are incorporated into and form a part of this Agreement;

“Pause” has the meaning set out in the Responsible Gaming and Self-Exclusion Policy;

“Business Day” means any day other than a Saturday, a Sunday, an Ontario public holiday or a day on which banks in Toronto, Ontario are not open for business;

“Charge” has the meaning set out in Section 6.4;

“Closed Account” means a Player Account as described in Section 11.1;

“Closing” or “Closure” means the action of a Player who closes their Player Account as described in Section 11.1;

“Deactivate” or “Deactivation” means that a Player Account has been placed on a deactivated Account as described in Section 12.2;

“Disabled Account” has the meaning set out in Section 12.2;

“Direct Payment” means the online payment for the purchase of lottery games played online on a draw basis (subject to system availability) made through the Player’s eligible payment card without the need to fund the Player’s Account and not through the use of Unused Funds and /or bonus funds.

“Inactive Account” means a Player Account as described in Section 10.2 but does not include the Player Account of a Self-Excluded Person;

“Downtime” has the meaning set out in Section 15.2;

“Draw-Based Lottery Game Played Online” means any game made available through OLG.ca from time to time that: (i) constitutes a “lottery program” within the meaning of the Criminal Code (Canada), (ii) requires players to have a number of numbers or other game elements (whether selected by the player and/or randomly generated), and (iii) the outcome or outcome of which is determined by a drawing, but does not include pay-to-play play or any free play.

“Error” has the meaning set out in Section 15.1;

“Error Fund” has the meaning set out in Section 15.1;

“Event” has the meaning set out in the applicable Pay-to-Play Game Rules;

“Excluded Person” means an individual who is prohibited from registering an account with OLG.ca or, if the individual already has a Player Account, maintaining that Player Account in an activated state, including:

an individual who does not meet all of the eligibility criteria described in Section 4.1 of this Agreement; a person disfellowshipped from OLG.ca by virtue of a court order or any applicable law or regulation or rule or policy made thereunder, including the AGCO Standards; a person prohibited from accessing any gambling site or participating in any lottery program pursuant to Standard 3.01 or Standard 3.01.1 of the AGCO iGaming Standards or any other relevant provision of the AGCO iGaming Standards or AGCO Standards from time to time; a person who has registered for self-exclusion from a Casino (as defined in the AGCO Standards) for the duration of the self-exclusion (see the Responsible Gaming and Self-Exclusion Policy for more information); a self-excluded person; a person who is an employee of OLG or who is prohibited by contract or other agreement with OLG from registering an account with OLG.ca; and a person who is an employee of an “iGaming Provider” or “an iGaming Company” (as such terms are defined in the Higher Regional Court Rules for iGaming Lottery Games, as amended or replaced from time to time).

“FINTRAC” means the Financial Transactions and Reports Analysis Center of Canada and its successor in title;

“Future Game Transaction” has the meaning set out in Section 5.2;

“Games” means, collectively, draw-based lottery games, pay-to-play games and play-for-free games played online;

“iGaming System” means the system used by OLG to register and manage Player Accounts, facilitate Player play of Games and pay for them;

“Inactive Account” means a Player Account as described in Section 10.1 but does not include the Player Account of a Self-Excluded Person;

“Intended Player” means a person described in Section 4.1;

“Lottery Game Rules” means all terms, conditions, statements, rules and procedures, including prize structure, issued from time to time (in addition to this Agreement) by OLG or the Interprovincial Lottery Corporation and applicable to a draw-based lottery game played online and which are OLG are referred to as lottery rules. Subject to Section 3, the Lottery Game Rules are incorporated into and form a part of this Agreement;

“Mobile Applications” means any application developed by or on behalf of OLG that prospective players and players may install on their mobile devices such as mobile phones or tablets and through which Eligible Players are made available from time to time selected games;

“Multi-Factor Authentication” has the meaning given in Section 4.4.

“Time-Based One-Time Password” has the meaning set out in Section 4.4.

“OLG” means the Ontario Lottery and Gaming Corporation and its successor in title;

“OLG.ca” means OLG’s websites and mobile applications through which select games are made available to Eligible Players from time to time;

“OLG Internet Gaming Privacy and Cookie Policy” means OLG.ca’s Cookie and Privacy Policy, as may be amended or replaced from time to time by OLG. Subject to Section 3, the OLG Internet Gaming Privacy and Cookie Policy is incorporated into and constitutes a part of this Agreement;

“OLG Property Rights” has the meaning set out in Clause 14.3;

“Pay-to-Play Game” means any game or product made available through OLG.ca from time to time that: (i) constitutes a “lottery program” within the meaning of the Criminal Code (Canada), (ii) requires it the player to place a bet or wager as a condition of participating in the game, and (iii) offers the player a chance to win a prize, but does not include a draw-based lottery game played online or a free-to-play game. Examples of pay-to-play games include sports betting games played online and casino games such as roulette and slot machines;

“Pay-to-Play Game Rules” means the terms, explanations, rules and procedures (e.g. how a prize is won, the value and odds of winning prizes for a single pay-to-play game, the prize tiers within of a Pay-to-Play Game) issued by OLG from time to time (in addition to this Agreement) applicable to a specific Pay-to-Play Game and issued by OLG as Pay-to-Play Game Rules be designated. Subject to Section 3, the Pay-to-Play Game Rules are incorporated into and form a part of this Agreement;

“Player” means a person (certainly other than a person who is or becomes an Excluded Person) who has successfully registered a Player Account that has not been suspended, deactivated or closed;

“Player Account” means a Player’s account maintained in the iGaming System with notional Canadian Dollar funds, and includes Player’s registration information, history of deposit and withdrawal transactions, and game information accessed by the Player through OLG can. ca from time to time;

“Player Contact Information” means a Player’s contact information associated with a Player Account and stored on the iGaming System at the relevant time, including, for example, the Player’s name, email address, mailing address and telephone number;

“Player Initiated Transaction” has the meaning set out in Section 10.1;

“Play-for-Free Game” means any of the free games made available through OLG.ca from time to time that contain some of the features of a “lottery program” within the meaning of the Criminal Code (Canada) but do not offer a chance for one Win a prize or require payment to play;

“Player Support” means OLG.ca’s customer service who may be contacted in accordance with Section 18.1;

“Prize” means a prize won by a Player in a Game pursuant to applicable Lottery Game Rules or Pay-to-Play Game Rules;

“Prospective Player” means any person who visits OLG.ca but is not a Player;

“Responsible Gaming Policy and Self-Exclusion” means OLG’s Responsible Gaming Policy relating specifically to OLG.ca, as amended or replaced by OLG from time to time. Subject to Section 3, the Responsible Gaming and Self-Exclusion Policy is incorporated into and constitutes a part of this Agreement;

“Self-Excluded Person” has the meaning set out in the Responsible Gaming and Self-Exclusion Policy;

“Self-Exclusion” has the meaning set out in the Responsible Gaming and Self-Exclusion Policy;

“Sports Betting Games Played Online” means pay-to-play games made available through OLG’s online sports betting platform.

“Suspended Account” has the meaning set out in Section 12.1;

“Blocking” or “Suspension” means that a Player Account has been placed on a suspended account as described in Section 12.1;

“Unused Funds” means all notional funds equivalent to Canadian dollars credited to a Player’s Account, including prizes, but excluding bonus funds, that have not been used by the Player; and

“Username and Password” means a unique combination of identifiers created by and used by a Player to identify themselves to the iGaming System each time the Player seeks to access their Player Account.

3 ADDITIONAL DOCUMENTS THAT ARE PART OF THIS AGREEMENT

This Agreement incorporates by reference the terms, conditions, policies, statements and statements of other documents, including:

the applicable Lottery Game Rules and Pay-to-Play Game Rules; the Responsible Gaming and Self-Exclusion Policy; the applicable bonus funds terms and conditions; OLG Internet Gaming Privacy and Cookie Policy; any applicable website user agreement; and any applicable Mobile Application User Agreement.

In the event of any conflict or inconsistency between any provision of this Agreement and any such other terms, conditions, policies, statements and statements, the order of precedence in descending order of clauses i. to vi. above, except that this Agreement, any applicable Website User Agreement and any applicable Mobile Application User Agreement supersede the applicable Lottery Game Rules and Pay-to-Play Game Rules for this purpose.

4 PLAYER ACCOUNT REGISTRATION

4.1 AUTHORIZATION TO REGISTER A PLAYER ACCOUNT

Only players are allowed to play online drawn lottery games and pay-to-play games through OLG.ca. A person wishing to become a Player (a “Prospective Player”) must meet the following criteria, as determined by the High Court in its sole discretion:

the Intended Player cannot already be a player. A player is only entitled to have one player account. Registering or attempting to register more than one Player Account constitutes a material breach of this Agreement; The Intended Player must be at least 18 years of age. Only players who are at least 19 years old can play pay-to-play games and play-for-free games. All players who are at least 18 years of age are eligible to play draw-based lottery games played online; the intended player must reside in Ontario; the intended player must be physically present in the Province of Ontario each time the player plays any of the Games (including when registering for future game transactions); the intended player cannot be an Excluded Person; the Intended Player must be a person acting on their own behalf. The intended player must not act for or on behalf of anyone other than themselves, whether as an agent or otherwise; and the intended player must submit true, complete and accurate information when providing registration information. In the case of sports betting games played online, the intended player must comply with the provisions of paragraphs 5(a), (b), (c) and (d) of Section 14.5 each time the intended player plays any of the games.

A Proposed Player who does not meet all of the above criteria is not eligible to register an account with OLG.ca or become a Player. OLG may, in its sole discretion, request additional information or documentation from any intended Player or Player prior to completing registration of a Player Account or at any time thereafter, including for the purpose of confirming a Player’s identity or other Player contact information and in order to investigate other suspected violations of this Agreement ( including suspected fraudulent or dishonest activity). Failure by the Intended Player to comply with any of the foregoing constitutes a material breach of this Agreement.

OLG will share a Proposed Player’s Registration Information with third party service providers in order to authenticate some or all Registration Information provided to OLG by a Proposed Player and to otherwise confirm that a Proposed Player has met the foregoing criteria and is eligible to open a Player Account to register. In addition, OLG may from time to time similarly disclose information about a Player to (i) confirm the Player’s continued eligibility to maintain a Player Account, (ii) investigate suspected violations of this Agreement (including suspected fraudulent activity), or unfair activities) and (iii) the exercise of any other right of OLG described in this Agreement or in any of the other documents incorporated into this Agreement by reference pursuant to Section 3.

By providing any information or documentation to OLG, the intended player (or the player, as the case may be) consents to the use and disclosure of that information by OLG for any purpose set forth in this Agreement or any other document required by Section 3 be incorporated by reference into this Agreement. For more information on OLG’s collection, use, disclosure and storage of personal information, please see OLG Internet Gaming’s Privacy and Cookie Policy.

4.2 PLAYER ACCOUNT INFORMATION

Information submitted by a Prospective Player registering an account with OLG.ca must be true, accurate and complete at the time it is provided to OLG, and such information must remain true, accurate and complete after a Player Account is registered. If any of this Registration Information changes after registering a Player Account, it is the Player’s sole responsibility to ensure that the Player remains eligible to hold a Player Account under the terms of this Agreement and, if necessary, to update the Player’s information in the player account by going to the “My Account” or “Account Information” page.

OLG may, from time to time, share a player’s registration information with third party service providers to confirm that the player’s registration information remains true and accurate. In addition, OLG may, at its sole discretion, request additional information and documentation from a player for this purpose at any time.

You agree that OLG and its third party service providers may collect Personal Information as defined in OLG’s Privacy and Cookie Policy. You agree that this information may be used, stored, retained and disclosed outside of the province of Ontario and Canada. This consent enables the provision of the following services: (i) verification of identity; (ii) payment processing; (iii) location verification; (iv) analytics; (v) customer relationship management and player support; (vi) email services; and (vii) technical support.

A Player’s failure to update their Player Account information in a timely manner constitutes a material breach by the Player of this Agreement. If, after registering a Player Account, OLG determines that any of the registration information associated with a Player Account then stored in the iGaming system is not is true or no longer accurate or complete (including, for example, because a Player’s circumstances have changed and the Player has not updated their information associated with the Player Account), OLG may take any action with respect to the Player or the Player Account that OLG deems appropriate in its sole discretion. Such steps may include, for example, suspending or disabling the player’s account, investigating security issues and, in the event of suspected or actual identity theft or fraud, disclosing all relevant information to the appropriate law enforcement authorities and other third parties identified by OLG as appropriate (e.g. AGCO, OLG payment processors and credit card issuers and brands).

4.3 REQUIRED DOCUMENTATION

OLG may require a Player to provide additional information and documentation if OLG, in its sole discretion, determines that the additional information or documentation is necessary to comply with any applicable law or governmental request, or if OLG deems it necessary to collect such information or documentation necessary or advisable to prevent fraud or other illegal activity (whether suspected or actual), or to otherwise remedy a suspected or actual violation of the terms of this Agreement, or to verify a player’s identity or eligibility to receive or withdraw unused funds confirm . Without limiting the generality of the foregoing, a player must provide OLG with such information and documentation as OLG may need to fulfill its FINTRAC reporting obligations. All such information provided to OLG is stored in the iGaming system on servers located in the province of Ontario. By providing OLG with such additional information or documentation, Player represents and warrants to OLG that such information is true and accurate or that such documentation is a true, accurate and complete copy of the original.

4.4 PASSWORD SECURITY

Upon registering for a Player Account, an Intended Player must create a username and password. Upon registering a Player Account, the Player is solely responsible for maintaining the security and confidentiality of the Player’s username and password, including any related security or verification questions and answers. A player is not permitted to disclose the username and password to any other person (including but not limited to other players, prospective players, family members or minors) and only the player may use the username and password to log in appropriately player account. Without limiting the generality of the foregoing, a player is not permitted to use their username and password to allow any other person access to the player’s gaming account for any reason. All transactions (e.g. changes to registration information and player contact information, deposits, withdrawals, games and lottery ticket purchases) made through a player account after the correct entry of a valid username and password are deemed to have been made by the player and the player is alone responsible for all these transactions.

If a player intentionally or unintentionally discloses their username and password to any third party, or if the player suspects that someone else may have discovered the player’s username and password (regardless of whether that other person uses the player’s username and password or attempted to use them), the player must immediately change their password on OLG.ca and notify Player Support of the compromise or possible compromise of the original username and password.

A player may change their password at any time by going to the “My Account” or “Account Information” page.

A player has the option to enable multi-factor authentication as an additional verification factor to access their player account, along with using a player’s username and password. “Multi-Factor Authentication” is an authentication method that requires the player to enter a time-based one-time password provided by that third-party application, in addition to their username and password, to confirm the player’s identity when attempting to log in. into your player account. A “time-based one-time password” is a temporary password generated by a third-party application that can only be used once and within a specified period of time before becoming invalid. At this point, the player must enter a newly generated time-based one-time password.

A player may download any third-party authentication application from Google Play or Apple’s App Store onto their mobile device or desktop, including but not limited to Google Authenticator, Duo Mobile or Microsoft Authenticator. By deciding to download, access or use any third-party application, the player accepts and agrees that additional terms and conditions governing such application may apply and it is the player’s responsibility to decide whether to accept such Accepts third-party terms and agrees to their terms. OLG shall not be liable for any damage, direct or indirect, resulting from the downloading, accessing or use of the Player’s selected Third-Party Application pursuant to Sections 14.1 and 14.2 of this Agreement.

4.5 PLAYER ACCOUNTS

A player may access their player account details through the OLG.ca website by going to the “My Account” or “Account Information” page, including, for example, the following information:

the player’s registration information, including the player’s contact information; Player username and password and associated security questions and answers; the current notional balance of the Player Account; the financial transaction history associated with the Player Account; and game history associated with the player account.

If a player discovers an inaccuracy or error in the information contained in their player account, or if the player suspects that such an inaccuracy or error may exist, the player is obliged to do so immediately, regardless of who is responsible for the inaccuracy or error Contact Player Support.

OLG.ca is a lottery and gaming website intended for personal entertainment. A Player may only use their Player Account for these purposes. A Player may only use their Player Account for personal purposes. A player is not permitted to use OLG.ca or any component thereof (including a player account) or any Content contained on OLG.ca for any business, commercial or public purpose or for any other purpose that OLG may notify the player from time to time is not permitted. Without limiting the generality of the foregoing, a player may not, via chat or otherwise, display, provide or transmit content that OLG deems inappropriate (including the use of a nickname), or threaten to bully or otherwise harass other players.

OLG may take any action with respect to the Player or the Player Account that OLG, in its sole discretion, deems appropriate with respect to any content that is hateful, discriminatory, sexist, violent, offensive or otherwise inappropriate. Without limiting the generality of the foregoing, OLG may, in its sole discretion, request that a nickname be changed, remove content that OLG deems inconsistent with the foregoing, and/or suspend or disable the Player Account.

Ein Spielerkonto ist nicht das Eigentum des Spielers und kann vom Spieler zu keinem Zweck an eine andere Person abgetreten, übertragen oder mit ihr geteilt werden.

5 SPIELEN DURCH ABONNEMENT FÜR ZUKÜNFTIGE ZIEHUNGEN

5.1 SPIELER KÖNNEN BESTIMMTE VERLOSUNGSBASIERTE LOTTERIESPIELE SPIELEN, DIE ONLINE PER ABONNEMENT GESPIELT WERDEN, VORAUSGESETZT, EIN SPIELER HAT NICHT VERWENDETE GUTTER (ODER, VORBEHALTLICH DER EINSCHLÄGIGEN BONUSFONDS-BEDINGUNGEN, BONUSMITTEL) AUF IHREM SPIELERKONTO ODER DURCH DIREKTE BEZAHLUNG, VORBEHALTLICH DER SYSTEMVERFÜGBARKEIT, UND ANDERWEITIG DIE BEDINGUNGEN DIESES ABSCHNITTS 5 UND DIE OLG-REGELN IN BEZUG AUF IGAMING-LOTTERIESPIELE EINGEHALTEN.

5.2 OLG BIETET WIE FOLGT ZWEI ARTEN VON ABONNEMENTOPTIONEN AN:

die Option „aufeinanderfolgende Ziehung“, die einem Spieler die Möglichkeit bietet, automatisch ein Ticket für eine bestimmte Anzahl aufeinanderfolgender Ziehungen in einem auf Ziehung basierenden Lotteriespiel zu kaufen, das online gespielt wird, gemäß den OLG-Regeln für iGaming-Lotteriespiele. Die Anzahl der verfügbaren aufeinanderfolgenden Ziehungen variiert von mindestens zwei bis zur Höchstzahl, die dem Spieler auf OLG.ca angezeigt wird; und die „Keine Ziehung verpassen“-Option, die einem Spieler die Option bietet, automatisch ein Ticket für eine unbestimmte Anzahl von Ziehungen in einem auf Ziehungen basierenden Lotteriespiel zu kaufen, das online gespielt wird, gemäß den OLG-Regeln für iGaming-Lotteriespiele.

5.3 EIN TICKET-KAUFTRANSAKTION DURCH EINEN SPIELER DURCH EIN Abonnement GEMÄSS DIESEM ABSCHNITT 5.2 WIRD ALS „ZUKÜNFTIGE SPIELTRANSAKTION“ BEZEICHNET.

Ein Spieler, der sich an zukünftigen Spieltransaktionen beteiligt oder dies versucht, ist allein dafür verantwortlich, kontinuierlich sicherzustellen, dass: sein Spielerkonto genügend ungenutzte Gelder (oder Bonusgelder, falls zutreffend) für solche zukünftigen Spieltransaktionen enthält; und dass der Spieler die zukünftigen Spieltransaktionen mit angemessener Zeit (wie von OLG festgelegt) abgeschlossen hat, um OLG die Verarbeitung und Aufzeichnung dieser Transaktion zu ermöglichen. Ohne die Allgemeingültigkeit des Vorstehenden einzuschränken, muss dieser Spieler zusätzlich zur Einhaltung aller anderen Bedingungen dieser Vereinbarung, die zu diesem Zeitpunkt in Kraft sind: sicherstellen, dass er über ein gültiges Ticket für die entsprechende Ziehung verfügt, wie durch die Kaufbestätigung nachgewiesen innerhalb ihres Spielerkontos angezeigt; und die Existenz, Vollständigkeit und Genauigkeit der in ihrem Spielerkonto angezeigten Informationen sicherzustellen (einschließlich, aber nicht beschränkt auf alle Kaufbestätigungen);

alles, bevor eine solche Auslosung stattfindet.

OLG übernimmt keine Verpflichtung oder Verantwortung für die Benachrichtigung eines Spielers:

wenn sie kein „gültiges Ticket“ (wie dieser Begriff in den OLG-Regeln für iGaming-Lotteriespiele definiert ist) für eine bestimmte Ziehung oder Ziehungen haben; oder wenn sie nicht genügend ungenutzte Gelder (oder Bonusgelder, falls zutreffend) zur Verfügung haben oder haben, um ein bestimmtes Spiel zu spielen, bevor sie die entsprechende Transaktion ablehnen;

vorausgesetzt, dass das Vorstehende die Fähigkeit von OLG, einen Spieler so zu benachrichtigen, nicht einschränkt.

6 EINZAHLUNGEN AUF DAS SPIELERKONTO und direkte Auszahlung

6.1 FINANZIERUNG EINES SPIELERKONTOS und Direktzahlungen

Um Spiele (mit Ausnahme von Play-for-Free-Spielen) auf OLG.ca spielen zu können, muss ein Spieler einen positiven fiktiven Guthabenstand auf seinem Spielerkonto haben. Ungeachtet des Vorstehenden kann ein Spieler Tickets für Lotteriespiele auf Ziehungsbasis kaufen, die online über Direct Pay auf OLG.ca gespielt werden (vorbehaltlich der Systemverfügbarkeit). OLG wird den Spielern kein Guthaben gewähren. Wenn ein Spielerkonto oder eine zulässige Direct Pay-Zahlungskarte zum Zeitpunkt der Wette, des Einsatzes oder des Kaufs nicht über ausreichende Mittel für ein Spiel verfügt, wird die Wette, der Einsatz oder der Kauf nicht getätigt und der Spieler nicht teilnehmen in das Spiel wird abgelehnt. Ein Spieler ist allein dafür verantwortlich, sicherzustellen, dass sein Spielerkonto oder seine für Direktzahlungen zugelassene Zahlungskarte über ausreichende Mittel für ein Spiel (einschließlich zukünftiger Spieltransaktionen) verfügt, und OLG übernimmt keine Verpflichtung oder Verantwortung, einen Spieler zu benachrichtigen, wenn dies der Fall ist oder möglicherweise der Fall ist insufficient funds available to play a particular Game prior to rejecting the relevant transaction (provided that the foregoing will not restrict OLG’s ability to so notify a Player).

In addition, subject to certain exceptions, any monetary Prizes from Games that are played through OLG.ca, including those Draw-Based Lottery Games Played Online funded through Direct Pay, will be loaded to the Player Account by means of a credit to the notional balance of such Player Account. The withdrawal of funds representing such Prizes from a Player Account will be subject to the terms and conditions of this Agreement. Instructions for claiming non-monetary Prizes will be provided to Players by OLG from time to time

6.2 MEANS OF DEPOSITING FUNDS and USING direct pay

A Player may: (i) fund their Player Account by depositing funds (in Canadian dollars only) with OLG; or (ii) complete a purchase for Draw-Based Lottery Games Played Online using Direct Pay, by means of:

a Visa or MasterCard credit card issued in Canada by a Canadian bank or financial institution, which the Player is an authorized user, as defined by the Canadian bank or financial institution, to use the Visa or MasterCard credit card for such purpose. Players should be aware that some credit card issuers may treat the funding of a Player Account as a cash advance and charge a fee for each such credit card transaction. Any cash advance fee or other fees relating to the use of a credit card are the Player’s sole responsibility; a Visa Debit card issued in Canada by a Canadian bank or financial institution, which the Player is an authorized user, as defined by the Canadian bank or financial institution, to use the Visa Debit card for such purpose; or a Debit Mastercard issued in Canada by a Canadian bank or financial institution, which the Player is an authorized user, as defined by the Canadian bank or financial institution, to use the Debit Mastercard for such purpose.

A Player may also fund their Player Account by depositing funds (in Canadian dollars only) with OLG by means of an Interac Online payment from a Player’s bank account that the Player is an authorized user, as defined by the bank, to access for such purpose. When Interac Online is selected as the payment option, a Player will be redirected to the online banking website for their bank. OLG will not collect online banking login or password information. A Player should familiarize themselves with the terms and conditions that govern the use of their bank or financial institution’s online banking website prior to using it to fund a Player Account, including whether the bank or financial institution will charge any fees relating to the use of Interac Online. All such fees are the Player’s sole responsibility. Interac Online payments are not permitted for use in a purchase for Draw-Based Lottery Games Played Online using Direct Pay

A Player should familiarize themselves with the terms and conditions that govern the use of their chosen funding method prior to using it to fund a Player Account or for Direct Pay. OLG or its payment processing service providers may store Visa or Mastercard credit card, Visa Debit card, Debit MasterCard, or Interac Online (as applicable) information on servers located outside of Ontario, but within Canada. In addition, OLG and its payment processing service providers may use and disclose aggregated transaction information for various analytical purposes relating to their respective businesses (but not relating to a specific or identifiable Player). By using a payment method listed in 6.2(a) –6.2(c) or using Interac Online, to fund a Player Account or for Direct Pay, the Player expressly consents to OLG or its payment processing service providers, or both, storing such transaction information located on servers located outside of Ontario, but within Canada and using and disclosing aggregated transaction information for the purposes described in this paragraph.

No other means of funding the notional balance of a Player Account are permitted as of the date of this Agreement.

The merchant associated with any deposit transaction will be “Ontario Lottery and Gaming Corporation”.

Each time a Player uses a credit card, Visa Debit card, Debit Mastercard or Interac Online to make a deposit with OLG for purposes of funding the notional balance of a Player Account or for Direct Pay, they will be deemed to represent and warrant to OLG that the Player has all necessary rights and authority to use such credit card or the funds in the relevant bank account for such purposes, including in circumstances in which the credit card or bank account is jointly held with one or more other persons or is held by a person other than the Player.

OLG will hold a Player’s monies that are deposited with OLG for purposes of funding the notional balance of a Player Account in a bank account or escrow account as trustee for the Player (not as banker or debtor). Notwithstanding anything to the contrary contained in this Agreement, OLG will deal with a Player’s money that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the part of OLG to repay any money to the Player as the Player’s debtor. For the avoidance of doubt, a Player Account is not a bank account and, therefore, is not insured, guaranteed, sponsored or otherwise protected by any deposit or banking insurance system. Funds deposited with OLG for purposes of funding the notional balance of a Player Account, and monetary Prizes that are credited to a Player Account, will not accrue interest for the benefit of the Player, and the Player shall not be entitled to claim any interest from OLG in respect of any such funds.

In the event that any amount becomes owing to OLG by the Player under or in accordance with the terms of this Agreement, OLG shall have the right to deduct such amounts from the Player’s Unutilized Funds and to adjust the notional balance of funds in the Player Account accordingly without the requirement for any advance or further notice to be provided to the Player by OLG.

6.3 DEPOSIT and Direct Pay LIMITS And limitations

In addition to any deposit limits established by a Player, OLG (in its sole discretion) may restrict a Player’s ability to fund the notional balance of a Player Account or engage in Direct Pay, including but not limited to by

establishing minimum and maximum amounts of funds that may be deposited by a Player with OLG for the purpose of funding the notional balance of a Player Account, on a transaction-by-transaction basis or during one or more time periods. As of the date of this Agreement, the minimum deposit amount for a single deposit by a Player cannot be less than $15.00 and cannot exceed $999,999.00; limiting the number of different credit cards that a Player can use to fund a Player Account or make a purchase using Direct Pay. In addition, a particular credit card may not be registered with more than one Player Account restricting a Player’s ability to change deposit methods during specified periods of time; restricting a Player’s ability to change certain credit card information or otherwise impose conditions prior to changing credit card information (for example, requiring that the Player contact Player Support); changing acceptable methods of payment; or limiting the number of deposits that a Player can make for the purpose of funding the notional balance of a Player Account. As of the date of this Agreement, a Player cannot make more than ten (10) such deposits.

Subject to the deposit limits set by OLG pursuant to this Section 6.3, a Player has the option to set, change or remove deposit limits for their Player Account applicable to the periods of time and in the manner contemplated in the Responsible Gambling and Self-Exclusion Policy

6.4 CHARGEBACKS

A “Chargeback” occurs for the purposes of this Agreement when a credit or debit cardholder contacts the bank or other financial institution that issued the card to initiate a refund for a payment transaction that was made using the card or the account associated with the card, and the bank or financial institution requests that OLG return the relevant funds.

If a Player funds the notional balance of their Player Account or completes a purchase using Direct Pay and thereafter a Chargeback occurs in respect of all or part of the transaction, OLG (or any of its third-party service providers) may take any or all of the following actions, in each case as OLG, in its sole discretion, determines to be appropriate:

Suspend the Player Account pending resolution of any dispute relating to the Chargeback in accordance with Section 12.1; request that the Player contact Player Support to explain the circumstances of the Chargeback; debit the Unutilized Funds in the Player Account with the amount of the Chargeback. If that debit results in a negative balance of Unutilized Funds in the Player Account, the amount of the negative balance will constitute a debt owed by the Player to OLG, and OLG reserves the right to recover such amount from the Player; Deactivate the Player Account and exclude the Player from playing Games on OLG.ca (i.e., deem the individual to thereafter be an Excluded Individual); or initiate a dispute resolution process with the relevant bank or financial institution, which may include OLG providing evidence relating to the deposit transaction and/or Chargeback to a payment processing service provider and/or a bank or financial institution.

7 WITHDRAWALS FROM A PLAYER ACCOUNT

7.1 METHODS OF WITHDRAWING UNUTILIZED FUNDS

Subject to certain exceptions, withdrawals of Unutilized Funds from a Player Account will be processed by means of an electronic bank transfer (in Canadian dollars only) to a bank account that is registered by the Player and which OLG has verified and approved, to its satisfaction, is held by the Player at a bank or other financial institution acceptable to OLG in Canada. A Player is not permitted to designate a bank account for such purposes that is not held by the Player (alone or together with other persons).

The Player acknowledges and agrees that:

OLG will require the Player to submit documentation (by electronic upload via OLG.ca or as OLG may otherwise instruct) that, in OLG’s sole determination, evidences the Player’s authority over the bank account that is to be registered. For example, OLG may require a copy of a void cheque or a bank account statement, in either case which includes the Player’s name, civic address and the bank account number, all of which must match the information associated with the Player Account that is stored in OLG’s iGaming System; by submitting such documentation to OLG, the Player will be deemed to represent and warrant to OLG that such documentation is a true, accurate and complete copy of the original; and if the Player registers a bank account that is held jointly with one or more other persons, withdrawals of Unutilized Funds from their Player Account will be paid into such joint account and, therefore, may be accessed by the other account holders.

A Player will not be entitled to specify any other payment method or currency of payment for a withdrawal. For example, a Player will not be able to withdraw Unutilized Funds to a credit card even if the Player used a credit card to deposit funds with OLG for purposes of funding the notional balance of their Player Account. OLG, in its sole discretion, may from time to time return Unutilized Funds to a Player by other appropriate means.

7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Subject to the terms and conditions of this Agreement, a Player may withdraw Unutilized Funds from their Player Account up to the then-current balance of Unutilized Funds.

A Player will not be entitled to withdraw Unutilized Funds from a Player Account through OLG.ca at any time that a Player Account is Suspended unless OLG, in its sole discretion, determines that the withdrawal (in whole or in part) will be permitted. If a Player Account is Suspended and the Player wants to make a withdrawal of Unutilized Funds, the Player must contact Player Support.

OLG may from time to time specify minimum and maximum withdrawal amounts applicable to Player Accounts. As of the date of this Agreement, the minimum amount of a single withdrawal of Unutilized Funds by a Player is $2, and there is no maximum amount of a single withdrawal of Unutilized Funds by a Player. If a Player wishes to withdraw less than the specified minimum amount, the Player must contact Player Support.

OLG may from time to time limit the number of withdrawals of Unutilized Funds by a Player that a Player can make during a specified period of time. As of the date of this Agreement, a Player is permitted to make only one withdrawal of Unutilized Funds per day.

7.3 WITHDRAWAL CANCELLATIONS

OLG may, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Agreement (whether or not such violation is a Material Breach). OLG will make reasonable efforts to promptly notify the Player of such refusal via the Player Contact Information associated with the Player Account.

A Player may cancel their withdrawal request through their Player Account. Provided such cancellation has not been processed by OLG, the relevant funds will be returned to the Unutilized Funds in the Player Account.

7.4 WITHDRAWAL PROCESSING TIMES

Following a Player’s request to withdraw Unutilized Funds from their Player Account and the satisfaction of all other terms and conditions for a withdrawal (including providing any required information or documentation to OLG), in most circumstances OLG will be able to process the withdrawal within three Business Days. In some circumstances, a longer period of time for processing a withdrawal may be required. OLG will not be required to notify the Player of any delay associated with the processing of a withdrawal of Unutilized Funds or the reason for such delay unless additional information or documentation is required to be provided by the Player.

8 BONUS FUNDS TERMS

8.1 BONUS FUNDS

From time to time, OLG may, in its sole discretion, whether for promotional purposes or otherwise, offer to upload Bonus Funds into a Player Account, subject to the Player (in their discretion) accepting the offer of the Bonus Funds. Bonus Funds have a notional monetary value only, so they are not Unutilized Funds at the time they are awarded. A Player is not entitled to receive Bonus Funds unless OLG, in its sole discretion, determines that Bonus Funds should be offered to a particular Player. A Player will not be obligated to accept Bonus Funds. A Player can forfeit Bonus Funds at any time by contacting Player Support.

OLG will have the right to determine the qualification criteria for all promotions and awarding of Bonus Funds. The criteria will be specified in the terms and conditions that OLG determines are applicable to any specific Bonus Funds, and any use of such Bonus Funds must comply with the applicable terms and conditions relating thereto (the “Bonus Funds Terms”). All Bonus Funds Terms will be deemed to be incorporated by reference in this Agreement, and in the event of any inconsistency between the Bonus Funds Terms and the terms and conditions of this Agreement, the Bonus Funds Terms shall govern to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG’s sole discretion. The use of Bonus Funds may be limited to specific Games and specific periods of time, and Bonus Funds may expire and be cancelled if they are not used prior to a specified date or time. The applicable Bonus Funds Terms should be consulted. In addition, OLG may cancel Bonus Funds that have been uploaded into a Player Account at any time in its sole discretion.

8.2 USING BONUS FUNDS

If a Player who wants to play Games (other than Play-for-Free Games, Sports Betting Games Played Online and Draw Based Lottery Games Played Online) has both Bonus Funds and Unutilized Funds in their Player Account (regardless of whether the awarding of the Bonus Funds preceded or followed the credit of notional funds to the balance of the Player Account, whether resulting from a deposit of funds with OLG by the Player or the winning of a Prize by the Player), the Unutilized Funds will be used first to play the eligible Games until all of the Unutilized Funds have been utilized, following which time the Bonus Funds will be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds balance.

If a Player chooses to pay for Draw-Based Lottery Games Played Online using Direct Pay they are not permitted to use Unutilized Funds nor Bonus Funds to pay for any portion of the total purchase value; the entire purchase must be made using Direct Pay. If a Player wishes to use Unutilized Funds and/or Bonus Funds in their Player Account to pay for any portion of any purchase, the Player must pay for the entirety of the purchase with Unutilized Funds and/or Bonus Funds in accordance with this Agreement.

For Draw-Based Lottery Games Played Online and Sports Betting Games Played Online, Bonus Funds will be used in accordance with the applicable Bonus Fund Terms. Pursuant to such terms, a Player may be required and/or permitted to use Bonus Funds for the purchase of Draw-Based Lottery Games Played Online and Sports Betting Games Played Online, as applicable, prior to Unutilized Funds being utilized.

The Bonus Funds Terms may contemplate that certain Bonus Funds will become Unutilized Funds only after certain wagering requirements have been satisfied. A Player should review the applicable Bonus Funds Terms prior to accepting an offer of Bonus Funds. If a Player does not accept the applicable Bonus Funds Terms in their entirety, then the Player must not accept the relevant Bonus Funds or opt-out of the promotion in accordance with such Bonus Fund Terms.

9 ADVERTISING

9.1 PUBLISHING WINNER INFORMATION

OLG may publish the winner’s name, town/city, Prize amount, game name, “insider” status, draw date and paid date on OLG’s web site (OLG.ca).

10 INACTIVE AND DORMANT ACCOUNTS

10.1 INACTIVE ACCOUNTS

A Player Account will become an Inactive Account if there has not been a successful Player-Initiated Transaction for a period of 12-consecutive months, unless the Player Account is for a Self-Excluded Individual. For this purpose, a “Player-Initiated Transaction” means (i) a deposit of funds by the Player for the purpose of funding the Player Account, (ii) a withdrawal of Unutilized Funds from the Player Account, or (iii) a bet, wager or purchase of a Draw-Based Lottery Game Played Online or a Pay-to-Play Game, including a Future Game Transaction that has not expired or been suspended due to insufficiency of Unutilized Funds or for any other reason. For the avoidance of doubt, a Play-for-Free Game is not considered a Player-Initiated Transaction. If the Future Game Transaction associated with such a Player Account expires or is suspended or cancelled for any reason, the foregoing 12-month period will be calculated beginning on the day that the last Future Game Transaction is processed from the Player Account, being the last Player-Initiated Transaction.

A Player Account that has become an Inactive Account will cease to be an Inactive Account following the successful completion of a Player-Initiated Transaction.

An Inactive Account will be subject to the following monthly service fees (“Inactive Account Fees”), the amount of which OLG will be entitled to withdraw from the Unutilized Funds associated with the Player Account at the end of each month (or at any time thereafter) without the requirement for any advance or further notice to the Player:

during each of the first 12 months that the Player Account is an Inactive Account, a monthly service fee of $2 per month (or if the balance of the Player Account is less than $2, then that balance); during each of the next six months that the Player Account is an Inactive Account, a monthly service fee of $10 per month (or if the balance of the Player Account is less than $10, then that balance); and during each of the next six months that the Player Account is an Inactive Account, a monthly service fee of $25 per month (or if the balance of the Player Account is less than $25, then that balance).

The maximum amount of Inactive Account Fees that OLG will be entitled to receive from a Player under this Agreement is equal to the lesser of (i) $234 and (ii) the amount of the Unutilized Funds associated with the Inactive Account.

10.2 DORMANT ACCOUNTS

An Inactive Account will become a Dormant Account if the Player does not successfully complete a Player-Initiated Transaction within the 24-month period immediately following the date on which the Player Account becomes an Inactive Account (i.e., the Player has not successfully completed a Player-Initiated Transaction for 36 consecutive months). When a Player Account becomes a Dormant Account, the Player Account will be initially Suspended by OLG and subsequently Deactivated. Once the Player Account is a Dormant Account the Player will not be able to log into or use the Player Account. Subject to the minimum withdrawal requirements in Section 7.2 and documentation requirements in Section 4.3, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that is associated with the Player Account, the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use its reasonable efforts to contact the Player using the Player Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds. If OLG is unable to contact the Player, the Player Account will be Deactivated. If OLG is unable to contact the player within 24-months of the Player Account becoming a Dormant Account, Unutilized Funds may be forfeited to OLG.

10.3 REACTIVATION OF A DORMANT PLAYER ACCOUNT

OLG will retain information relating to a Dormant Account in the iGaming System in accordance with its record retention policies. If a Player Account has become a Dormant Account and is locked, the Player may thereafter contact Player Support to request the reactivation of the Player Account. If a Dormant Account is reactivated, it will have the same account details as those which existed as of the date the Player Account became a Dormant Account. In the event that any of the relevant information has changed (for example, the Player Contact Information), the Player will be solely responsible for updating such information and complying with the terms and conditions of this Agreement which are then in effect.

11 PLAYER’S CLOSURE OF ACCOUNTS

11.1 CLOSURE OF A PLAYER ACCOUNT BY THE PLAYER

A Player may close their Player Account at any time by contacting Player Support (“Closed Account”). If a Player is no longer eligible to have a Player Account (for example, if the Player will be relocating to a jurisdiction outside of the Province of Ontario, or if the Player becomes an Excluded Individual), the Player is required to Close their Player Account.

Upon Closure of a Player Account, the Player Account will no longer be accessible by the Player until such time as the Player has contacted Player Support to request a re-opening of the Player Account and OLG has approved of such re-opening. All Future Game Transactions associated with the Closed Player Account that have not been completed by the time of Closure will be cancelled.

Notwithstanding the Closure of the account, OLG will retain a Player’s information in accordance with its record retention policies. For more information on how OLG retains a Player’s personal information, see the OLG Internet Gaming Privacy and Cookie Policy

Subject to the minimum withdrawal requirements in Section 7.2 and documentation requirements in Section 4.3, if a Player Closes their Player Account and Unutilized Funds remain in the Player Account at that time, OLG will return the Unutilized Funds to the Player’s bank account that is associated with the Player Account, the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use reasonable efforts to contact the Player using the Player Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds.

12 DEACTIVATION OR SUSPENSION OF A PLAYER ACCOUNT IN OLG’S DISCRETION

12.1 SUSPENSION OF A PLAYER ACCOUNT

OLG shall have the right to suspend a Player Account at any time in its sole discretion (a “Suspended Account”). Without limiting the foregoing, and by way of example only, OLG may Suspend a Player’s access to their Player Account if it suspects that the Player has improperly initiated a Chargeback or has committed any breach of this Player Agreement, applicable law, Lottery Game Rules, and/or the Pay-to-Play Game Rules.

While a Player Account is Suspended:

a Player will be unable to login or access their Player Account; a Player will be unable to withdraw any Unutilized Funds unless OLG, in its sole discretion, determines otherwise; all Future Game Transactions associated with the Suspended Player Account will be suspended and/or cancelled (i.e. no purchase or other financial transaction in respect thereof that has not been completed at the time the Player Account is Suspended will be completed); and a Player may be required to cooperate with any investigations conducted by OLG into the Player’s conduct prior to the Suspension being lifted (including provisions of additional documentation or information as requested by OLG). Failure to cooperate with this subsection 12.1(d) shall be deemed a Material Breach of this Agreement.

If, during the Suspension, OLG determines that the Player has committed a Material Breach of this Agreement, it may Deactivate the Player Account in accordance with Section 12.2.

12.2 DEACTIVATION OF PLAYER ACCOUNTs

OLG shall have the right to deactivate a Player Account at any time in its sole discretion (a “Deactivated Account”).

If OLG Deactivates a Player Account, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that is associated with the Player Account (subject to the minimum withdrawal requirements detailed in Section 7.2 and additional documentation requirements in Section 4.3), the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use its reasonable efforts to contact the Player using the Player Contact Information. If OLG is unable to contact the Player, then OLG will retain the Unutilized Funds until OLG receives proper instructions relating to the disposition of such funds from the Player or their legal representative.

Notwithstanding the foregoing, if OLG Deactivates a Player Account as a result of the occurrence of a Material Breach by the Player under this Agreement, OLG (in its sole discretion) shall be entitled to treat any or all of the Unutilized Funds as forfeited by the Player, in which case the Player will not be entitled to have the Unutilized Funds returned.

13 EFFECT OF DEACTIVATION OR CLOSURE OF A PLAYER ACCOUNT

Without limiting the foregoing, when a Player Account is a Closed Account or a Deactivated Account:

Any scheduled wagers, bets or purchases (including for Future Game Transactions) that have not been completed prior to the Closure or Deactivation will be cancelled; the Player will not be entitled to receive any offers for new Bonus Funds, and any existing Bonus Funds associated with the Player Account will be cancelled and the Player will not be entitled to receive any compensation in respect of the cancelled Bonus Funds; and this Agreement will terminate, except for those provisions which by their nature are intended to survive the termination of this Agreement.

14 ACCESSING AND USING OLG.CA

14.1 SUPPLY AND MAINTENANCE OF PLAYER EQUIPMENT AND SERVICES

Prospective Players, Intending Players, and Players are solely responsible for supplying and maintaining all equipment, technology and services that they require to access and use OLG.ca. The performance or operation of OLG.ca or any website or Mobile Applications that OLG may make available to Players from time to time may be affected by a Player’s computer equipment, mobile device, Internet connection or other factors that are outside of OLG’s control. In some cases, a Prospective Player, Intending Player, or a Player may not be able to access or use some or all of the components or functionality of OLG.ca as a result of deficiencies in their own equipment or technology or the service providers retained by them. For example, a slow Internet connection could adversely impact the performance or operation of OLG.ca, or an outdated web browser or the settings on a Player’s computer could cause some or all of the content of OLG.ca to display incorrectly or to fail to display.

OLG makes no representation or warranty of any kind regarding the compatibility, functionality, performance or operation of OLG.ca or any component thereof on any Intending Player, Prospective Player or Player’s computer or other devices used to access OLG.ca.

Players may require additional third-party services to access OLG.ca (e.g., internet service provider agreement; mobile carrier agreement; email account; text messaging service (SMS)) or to access their Player Account using Multi-Factor Authentication. The Player is solely accountable for any agreements and charges related to these third-party services. A Player should familiarize themselves with the terms and conditions that govern any such services prior to using them to access OLG.ca.

14.2 THIRD-PARTY CONTENT; joint games

In order to access or use certain components of OLG.ca, it may be necessary for a Prospective Player or a Player to download software (for example, certain casino games may require a flash player or an up-to-date web browser; and the use of Multi-Factor Authentication requires the Player to download a third-party application that will generate a Time-based One-time Password.)

Certain third-party product providers may require the Prospective Player or the Player to accept and agree to additional terms and conditions governing the use of their products. It is the sole responsibility of the Prospective Player or the Player to determine whether they accept and agree to any such third-party terms and conditions, and if the Prospective Player or the Player does not accept and agree to them, such third-party product should not be used.

OLG shall not be liable for any direct or indirect damage to, or loss of data from, a Prospective Player’s or a Player’s equipment that may arise from or as a result of the access or use of OLG.ca or any content, software or applications made available by or on behalf of OLG through OLG.ca.

Some Pay-to-Play Games may be offered jointly and networked with one or more other Canadian lottery jurisdictions. Players playing such Games could face opponents from within Ontario as well as opponents located elsewhere in Canada.

14.3 OLG’S INTELLECTUAL PROPERTY RIGHTS

OLG is the owner or licensee of all of the copyright, trademarks and other intellectual property rights in, to and in respect of OLG.ca and the iGaming System, including the content of the foregoing, the Games and any written communications that are sent to Prospective Players or Players by or on behalf of OLG (collectively, “OLG IP Rights”). No Prospective Player or Player shall be deemed to be granted or to receive any rights in or to any of the OLG IP Rights except to the extent specifically contemplated in, and subject to the terms and conditions of, this Agreement.

14.4 VIRUSES, HACKING AND OTHER OFFENCES

The access or use of OLG.ca other than in accordance with the terms and conditions of this Agreement is strictly prohibited.

A Prospective Player or a Player shall not:

knowingly or negligently introduce, or permit the introduction of, any virus, trojan, worm, logic bomb or other material that is or would reasonably be expected to be malicious or technologically harmful to OLG.ca, the iGaming System, any Game or any component of any of the foregoing; access or attempt to gain access to OLG.ca, the iGaming System, any Game or any component of any of the foregoing that they are not entitled to access, including the servers on which OLG.ca, the iGaming System or any Game is stored or any server, computer or database connected to OLG.ca, the iGaming System or any Game. The foregoing restriction includes any attempt to bypass any security mechanisms included in OLG.ca, the iGaming System or any Game, including those which are intended to protect the security of Player’s personal information; use any software program which, in OLG’s sole determination, is endowed with artificial intelligence (i.e., robots) in connection with the Player’s participation in a Game; attack, whether alone or in combination with others, OLG.ca by means of a denial-of-service attack or a distributed denial-of-service attack; translate, reverse engineer, decompile, disassemble, modify, create derivative works based on, or otherwise modify or make any attempt to discover the source code of any software (or any part thereof) that is downloaded through or in connection with the access or use of OLG.ca; copy, disclose (including, for example, by posting on any social media, blog, message board or other public forum), transmit or otherwise make available, or remove or alter, any of the content or material that is made available on or through OLG.ca; or remove, obscure or alter any notice of any OLG IP Right (including any designation of copyright or trademark) contained in any content or material that is made available on or through OLG.ca.

A failure to comply with this Section 14.4 will constitute a material breach of this Agreement by the Prospective Player or the Player. In the event that any action that is prohibited by this Section 14.4 occurs, OLG (in its sole discretion) may deem it to be an Error for the purposes of this Agreement, and, in addition to this Section 14.4, Section 15.1 shall also apply in respect thereof.

14.5 COLLUSION, CHEATING, FRAUD AND CRIMINAL ACTIVITY

Each Player is prohibited from engaging in, and is required to immediately notify OLG upon becoming aware that another Player is or may be engaging in, any form of collusion, cheating, fraud or criminal activity or otherwise exploiting an unfair advantage involving any Game or other component of OLG.ca, including in connection with the registration of a Player Account, the deposit of funds with OLG to the credit of the notional balance of a Player Account, making a bet, wager or purchase of a Game, or the withdrawal of Unutilized Funds.

For the purposes of this Agreement, as examples only:

fraud includes the unauthorized use of a credit card as a source of funds to be deposited to the credit of a Player Account or to initiate a purchase using Direct Pay; criminal activity includes money laundering; an unfair advantage includes the use of any software that could provide a Player with an unfair advantage (including, by way of example only, “bots”, artificial intelligence, machine learning software, malicious code, opponent profiling software, automatic betting software, viruses, worms, or malware); and an unfair advantage includes the exploitation of a fault, loophole or error in any software that is used in connection with the operation of OLG.ca (including any Game) or the exploitation of any Error; and in the case of Sports Betting Games Played Online, collusion includes any of the following: having access to non-public/exclusive information related to an Event, or having the potential to impact the outcome of an Event or bet type, in respect of any Event overseen by the relevant Event governing body; having sufficient authority to influence the outcome of an Event (including, without limitation, athletes, coaches, managers and owners), in respect of any Event overseen by the relevant Event governing body; being an owner of an Event governing body or an Event member team, in respect of any Event overseen by that governing body or any event in which a member team of that governing body participates; or compiling betting odds for any Event in which one is involved.

Each Player hereby represents and warrants to OLG that they comply, and will comply, with the provisions of paragraphs 5(a), (b), (c) and (d) of this Section 14.5.

OLG will use reasonable efforts to detect and prevent any such collusion, cheating, fraud or criminal activity by Players or the taking of any unfair advantage by Players, but in the event that any such activity occurs and another Player incurs any loss or damage, OLG will not be liable for any such loss or damage.

Each Player hereby represents and warrants to OLG that they comply, and will comply, with the provisions of paragraphs 5(a), (b), (c) and (d) of this Section 14.5.

OLG shall have the right to notify all third parties which OLG, in its sole discretion, determines to be appropriate in the event of any actual or suspected collusion, cheating, fraud or criminal activity by any Player or the taking of any unfair advantage by any Player, including the appropriate law enforcement authorities and other third parties that OLG determines to be appropriate (for example, police services, the AGCO, OLG’s payment processors, Event governing bodies, other operators/providers of sports being platforms, and credit card issuers and brands).

15 ERRORS AND UNAVAILABILITY OF OLG.CA

15.1 OLG’S ERRORS

A number of circumstances may arise where a Game-related bet, wager or purchase is accepted by OLG, or where OLG awards a Prize, credits a Player Account or processes a withdrawal, in each case in error (an “Error”). As examples only, Errors may include:

where OLG misstates any Lottery Game Rules, Pay-to-Play Game Rules or Bonus Funds Terms, in each case as a result of an obvious error or omission in inputting the information, or as a result of a computer malfunction; where OLG credits a Player Account, thereby increasing the amount of Unutilized Funds, as a result of a manual or computer input error; where OLG deposits into a Player’s bank account an amount that is greater than the amount of Unutilized Funds in a Player Account; or in the case of Sports Betting Games Played Online, errors which may result in the voiding and/or resettling of a wager: Where OLG accepts a wager after the Event Cut-off Time for Wagering (as defined in the applicable Pay-to-Play Game Rules); after a result is known; or at a stage where the Player could have any indication of the result of the wager; Where OLG accepts a wager based on incorrect information provided by OLG including, but not limited to, incorrect outcomes, participants, location, date, time, lines or odds; Where OLG settles a wager with an incorrect result or payout; or If OLG, in its sole discretion, believes that the integrity of the event may have been called into question: or The Player fails to comply with one or more of paragraphs 5(a), (b), (c) and (d) of Section 14.5

OLG reserves the right to correct any Error in the manner that it deems appropriate in the circumstances, and OLG’s decision shall be final and binding. Reference is also made to Section 16.3.

Neither OLG nor any of its employees, agents or service providers shall be liable for any loss incurred by a Player that results from any Error, including any loss of winnings that results from a forfeiture thereof by the Player as a result of the Error. OLG shall use reasonable efforts to notify a Player if any Error has adversely impacted the Player, or if the correction of any Error adversely impacts the Player.

In the event that OLG credits a Player Account, or pays any money to a Player (for example, by processing a withdrawal), as a result of or in relation to an Error, the Player shall be deemed to hold the entirety of the amount of such credit or payment (such amount being herein referred to as “Error Funds”) in trust for OLG, and OLG shall have the right to recover the Error Funds through a correcting entry to the extent that funds are available in the Player’s Player Account and, if sufficient funds are not available, through a demand for payment to that person, which demand the person shall immediately satisfy, to the extent of any deficiency, in accordance with OLG’s reasonable instructions. Further , any subsequent Game-related bet, wager or purchase may be deemed by OLG to have been made using the Error Funds, and (i) OLG may cancel such bet, wager or purchase, and (ii) if any Prize in respect thereof has been credited to the Player Account or otherwise paid or delivered to the Player, the Player shall be deemed to be holding the full amount of such Prize in trust for OLG, and (iii) upon OLG making a demand for the return of such Prize, the Player shall immediately return the Prize to OLG in accordance with OLG’s reasonable instructions.

15.2 UNAVAILABILITY OF OLG.CA

OLG intends to make OLG.ca available on a 24-hour basis, 7 days a week. However, from time to time it will be necessary to limit or restrict access to all or parts of OLG.ca (“Downtime”), including for purposes of conducting software maintenance and upgrades, and addressing Errors and other issues as determined by OLG in its sole discretion. During a period of Downtime, some or all of the functionality of OLG.ca may not be available. As examples only, it may not be possible to:

deposit funds with OLG for purposes of crediting the notional balance of a Player Account; withdraw Unutilized Funds; play Games; or check a Player’s transaction history.

OLG will use reasonable efforts to notify Players in advance of planned Downtime by posting notices at OLG.ca or through other appropriate means as determined by OLG in its discretion. However, it may not be possible to notify Players in advance of Downtime, including in circumstances beyond OLG’s control (for example, a power failure) or if the Downtime is determined to be necessary to address a potential or actual security threat or breach. Notwithstanding anything to the contrary contained in this Agreement, a Player shall not be entitled to any compensation arising from or as a result of any Downtime including, for example, if a Player is unable to withdraw Unutilized Funds through OLG.ca or if Bonus Funds expire during the period of any Downtime.

16 BREACH OF THIS AGREEMENT BY A PLAYER

16.1 NOT A MATERIAL BREACH

If a Prospective Player or a Player fails to comply with any term or condition of this Agreement or otherwise breaches this Agreement, except in the case of a material breach of this Agreement (actual or deemed), OLG will use reasonable efforts to notify the Prospective Player or the Player of the breach and, if such breach is of a nature that can be remedied, provide a reasonable period of time (as determined by OLG) during which the Prospective Player or Player may remedy the breach. If the breach is not remedied to the satisfaction of OLG, then the breach shall be deemed to be a material breach of this Agreement.

16.2 MATERIAL BREACH

If a Prospective Player or a Player fails to comply with any term or condition of this Agreement and such breach is or is deemed by OLG to be a material breach for purposes of this Agreement, then in addition to the other rights and remedies of OLG specified in this Agreement, OLG may exercise any or all of the following remedies as OLG, in its sole discretion, determines to be appropriate in the circumstances, in each case without the requirement for prior notification to the Prospective Player or the Player or any remedial period:

Suspend the Player Account until such time as the breach is remedied to OLG’s satisfaction; request that the Player contact Player Support to explain the circumstances of the breach, or to provide such information and documentation relating thereto as OLG may request; Deactivate the Player Account and exclude the Player from playing Games on OLG.ca; notify any third parties which OLG, in its sole discretion, determines to be appropriate in the circumstances, including law enforcement authorities and other third parties (for example, police services, the AGCO, OLG’s payment processors and credit card issuers and brands); or retain any or all of a Player’s Unutilized Funds to the extent necessary to compensate OLG for its actual and/or potential losses and liabilities resulting from such breach.

16.3 DISPUTES

Except as otherwise provided in the Lottery Game Rules or the Pay-to-Play Game Rules, no claim or dispute by a Player with regard to any bet, wager or purchase of a Game, including the outcome of such Game, will be considered by OLG (i) in the case of a Draw-Based Lottery Game Played Online, more than 12 months following the date on which the Game is completed, and (ii) in the case of a Pay-to-Play Game, more than 30 days following the date on which the Game is completed.

OLG’s records, as maintained in the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online), will be the final authority in determining the circumstances of a Player’s participation in the relevant Game and the results of such participation. In the event of a disagreement between the result that appears on a Player’s screen and the relevant Game servers (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online), the result that appears in the Game servers (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online) will prevail.

A Prospective Player or a Player who wishes to make a complaint about OLG or any aspect of OLG.ca may do so by contacting Player Support or otherwise contacting OLG in accordance with Section 18.1. A Prospective Player or a Player may also contact the AGCO (OLG’s regulator) using the contact information in Section 18.2.

17 LIMITATIONS OF LIABILITY

17.1 OLG’S LIABILITY

Except as otherwise provided in the applicable Lottery Game Rules or Pay-to-Play Game Rules, OLG’s (including, but not limited to the extent applicable, OLG’s, OLG’s service providers, subcontractors, employees, agents, and assigns) maximum liability, subject always to Section 17.2, to a Prospective Player or a Player under this Agreement or otherwise in respect of the accessing or use of OLG.ca shall not exceed the lowest of:

the dollar amount value of the bets, wagers, purchases or tips actually made by a Player via their Player Account in respect of the relevant bet, wager, purchase, tip or Game that gave rise to the relevant alleged liability; the amount of applicable monies, where such monies have been improperly directed by OLG or misplaced by OLG; or an aggregate of $1,000 in respect of all other liabilities, including for liabilities resulting from or as a result of any negligent act or omission of or by OLG or any of OLG’s service providers, or anyone acting on behalf of OLG or any of OLG’s service providers.

17.2 EXCLUSIONS FROM OLG’S LIABILITY

Notwithstanding anything to the contrary contained in this Agreement, OLG shall not be liable for any loss or damage suffered by any person as a result of:

the operation of OLG.ca, the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online); the failure of OLG.ca, the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online) to operate properly or at all; the participation by any person in, or any failure, negligence or wrongdoing by OLG or any of OLG’s service providers in respect of, any responsible gambling program operated by OLG or any of OLG’s service providers, including: (i) the self-exclusion program or player breaks; (ii) PlaySmart.ca; (iii) deposit limits; (iv) financial limits and budgets; (v) playing time reminders; (vi) self-assessment tools or risk profiles; the failure of OLG or any of OLG’s service providers to: (i) process or record a purchase; (ii) process, receive or record a payment for a ticket; (iii) display an accurate purchase confirmation in such person’s player account; or (iv) otherwise complete a transaction (including, without limitation, a Future Game Transaction); or any wager or tip erroneously or unintentionally made by a Player.

For greater certainty, a Prospective Player or a Player shall not have the right to claim damages under or in connection with OLG.ca or this Agreement or for breach of this Agreement by OLG, in tort, in contract or on any basis whatsoever to the extent that any loss claimed by the Prospective Player or the Player is:

for punitive, exemplary or aggravated damages; for loss of profits, loss of chance, loss of use, loss of production, loss of business or loss of business opportunity, including (but not limited to) loss of data, profits, revenue, goodwill, reputation or business interruption; a claim for consequential loss or for indirect loss of any nature suffered or allegedly suffered by the Prospective Player or the Player; or not reasonably foreseeable by OLG arising out of this Agreement or the use of OLG.ca.

OLG.ca will be operated with reasonable skill and care substantially as described in this Agreement.

OLG does not make any other promise, representation or warranty regarding OLG.ca or any of the Games or other products or services that are made available on or through OLG.ca, and except as specifically included in this Agreement, OLG hereby disclaims all warranties regarding the foregoing, whether express, implied or statutory, including all implied warranties in respect of the same.

Prospective Players and Players acknowledge and agree that, by accepting the terms and conditions of this Agreement, they do not rely on, and shall have no remedy in respect of, any statement, representation, warranty or understanding of any person, other than those of OLG which are included in (or expressly incorporated by reference into) this Agreement.

18 CONTACTS

18.1 CONTACTING OLG

A Prospective Player or a Player may contact OLG’s Player Support at any time as follows:

by using real-time chat, available through OLG.ca; by e-mail, at [email protected]. OLG will endeavour to respond to e-mails within one Business Day. If the e-mail address from which OLG receives a message does not correspond to the e-mail address that is included in the Player Contact Information that is associated with your Player Account, OLG will not provide any information relating to your Player Account when responding to your e-mail. In such circumstances, you may be requested or required to contact OLG by using real-time chat or by telephone; or by telephone, 1 (855) 978 7529

18.2 CONTACTING AGCO

OLG is regulated by the AGCO. A Prospective Player or a Player may contact the AGCO regarding any aspect of OLG.ca as follows:

Alcohol and Gaming Commission of Ontario

90 Sheppard Avenue East, Suite 200

Toronto, Ontario M2N 0A4

Tel: 1 (416) 326 8700 or 1 (800) 522 2876 (toll free in Ontario)

18.3 CONTACTING A PLAYER

OLG, or anyone acting on behalf of OLG, shall be entitled to contact a Player with respect to any matter contemplated in this Agreement by using any of the Player Contact Details (including by way of email or telephone). OLG’s other communications with a Player or a Prospective Player will be subject to the terms and conditions of the OLG Internet Gaming Privacy and Cookie Policy.

19 GENERAL PROVISIONS

19.1 FOR PURPOSES OF THIS AGREEMENT, UNLESS OTHERWISE STATED:

“day” means a day of the week commencing at 12:00:00 AM and ending at 11:59:59 PM; “week” means the seven-day period commencing on Monday at 12:00:00 AM and ending on Sunday at 11:59:59 P.M.; “month” means a calendar month; all times are expressed in Eastern Time; all monetary amounts are references to lawful currency of Canada (i.e., Canadian dollars); and “including” is deemed to mean “including without limitation” and shall not be deemed limited by the specific enumeration of items; words importing the singular shall include the plural and vice versa and words importing one gender shall include all genders unless context otherwise requires;

19.2 THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE PROVINCE OF ONTARIO AND THE FEDERAL LAWS OF CANADA APPLICABLE THEREIN.

19.3 EACH PROVISION OF THIS AGREEMENT SHALL BE VALID AND ENFORCEABLE TO THE FULLEST EXTENT PERMITTED BY LAW. IF ANY PROVISION OF THIS AGREEMENT IS DECLARED INVALID, UNENFORCEABLE OR ILLEGAL BY A COURT OF COMPETENT JURISDICTION, SUCH PROVISION MAY BE SEVERED AND SUCH INVALIDITY, UNENFORCEABILITY OR ILLEGALITY SHALL NOT PREJUDICE OR AFFECT THE VALIDITY, ENFORCEABILITY AND LEGALITY OF THE REMAINING PROVISIONS OF THIS AGREEMENT.

POLICY EFFECTIVE DATE: June 28, 2022